See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

247 Gemstone Dr, Alma, MI, 48801

3beds
3baths
1,325sqft
$324,900
$245price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

New construction in the City of Alma. This 3-bedroom home offers an open layout designed for everyday living. The kitchen flows seamlessly from the garage entry and convenient half bath. Granite countertops add an elevated experience in the kitchen and bathrooms. The primary suite features a private ensuite and a spacious walk-in closet. Enjoy a covered porch for added outdoor living space. An insulated basement with an egress window and bathroom plumbing stubbed in provides excellent potential for future finished living space.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Alma Senior High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Egress Windows,Bath/Stubbed,Unfinished,Interior Entry

Bedroom2

  • Level: Upper
  • Area: 96.6225

Bedroom3

  • Level: Upper
  • Area: 88.2981

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 187.62

Features

  • Granite Bath Tops,Granite Counters
  • Window features: Low Emissivity Windows
  • Flooring: Laminate,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,325

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Kitchen

  • Level: Main
  • Area: 154.4856

Living Room

  • Level: Main
  • Area: 180.6203

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Upper
  • Area: 159.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5101010900
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Exterior features: Sidewalk
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared,Level
  • Lot size dimensions: 125.1 x 80.04

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Paved,Concrete Floors,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$269$3,228
Property Taxes $297$3,564
Electricity $188$2,259
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$98
Gratiot County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$324,900
2025-09-03Sold$10,500
2025-08-05Pending sale$12,500
2024-02-29Listed for sale$12,500
2024-02-15Listing removed--
2023-02-24Listed for sale$12,500
2022-12-13Listing removed$12,500
2022-01-05Listed for sale$12,500
2021-11-27Listing removed$12,500
2019-11-20Listed for sale$12,500
2019-02-08Listing removed$12,500
2017-09-22Price change$12,500
2017-08-30Price change$184,900
2017-08-28Price change$12,500
2017-08-23Price change$173,900
2017-08-09Price change$12,500
2017-05-01Price change$173,900
2017-02-12Price change$12,500
2017-02-11Price change$169,900
2017-02-03Price change$12,500
2017-02-02Price change$169,900
2017-01-25Price change$12,500
2017-01-24Price change$169,900
2017-01-16Price change$12,500
2017-01-15Price change$169,900
2017-01-07Listed for sale$12,500

For Sale by Agent

AgentBrandi Stupica, FIVE STAR REAL ESTATE - MT. PLEASANT
BrokerageFIVE STAR REAL ESTATE - MT. PLEASANT

Similar Homes