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214 N Grover Ave, Alma, MI, 48801

2beds
1baths
936sqft
$79,900
$85price/sqft
$731/moest. monthly cost
$29,240/yrincome needed

About This Home

Charming 2-bedroom corner-lot home in the City of Alma, is ready for its next chapter. Step inside to an open-concept living, kitchen, and dining area that makes everyday living easy. You’ll also find a convenient main-floor laundry room, a full bathroom, and a 1-car attached garage for added storage and winter convenience. Outside, the home sits on a nice corner lot, providing extra yard space and curb appeal in an established neighborhood. While being sold as-is, the property offers a great opportunity for owner-occupants or investors to add value with some personal touches. Schedule your showing today.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Alma Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1958

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Drywall
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 130

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 110

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 5102107500
  • Zoning description: Residential
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Cleared,Level,Subdivided
  • Lot size dimensions: 92 x 67

Parking

  • Total spaces: 1
  • Parking features: Attached,Paved,Concrete,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$66$792
Property Taxes $73$876
Electricity $188$2,259
Total$731$8,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,062/yr
40% on housing$21,930/yr
45% on housing$19,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$103
Gratiot County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-03Sold$86,250
2025-05-01Price change$126,000
2025-03-15Price change$127,000
2025-02-08Listed for sale$129,000
2023-05-18Sold$115,000
2023-04-09Pending sale$99,900
2023-04-05Listed for sale$99,900
2020-07-10Sold$4,000

Unknown Listed By

AgentThomas Webb
BrokerageWebb Property Group

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