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535 Yale Ave, Alma, MI, 48801

4beds
3baths
2,029sqft
$270,000
$133price/sqft
$2,313/moest. monthly cost
$92,520/yrincome needed

About This Home

This ranch style 4 bedroom, 3 bathroom home sits on a beautifully landscaped corner lot just one block from Alma College. The oversized kitchen is built for gathering, featuring a large breakfast nook and expansive bar seating. The formal dining room offers added flexibility for entertaining. The ensuite primary bedroom provides a private retreat, while two generous living areas offer room to spread out or entertain. Enjoy mornings on the covered front porch and evenings on the back deck. The attached two-car garage offers everyday convenience with easy access and plenty of space for parking and storage. The unfinished basement is a standout bonus, equipped with a 3/4 bath and ready for your vision. This home delivers comfort, flow, and everyday livability in one of Alma’s most desirable settings.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

--
6/10
4/10
Alma Senior High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Unfinished

Bedroom2

  • Level: Main
  • Area: 158.625

Bedroom3

  • Level: Main
  • Area: 132.3

Bedroom4

  • Level: Main
  • Area: 102.96

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Family Room

  • Level: Main
  • Area: 327.165

Features

  • Breakfast Nook,Solid Surface Counters
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,029

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,029
  • Total interior livable area: 2,029 sqft

Kitchen

  • Level: Main
  • Area: 163.5

Living Room

  • Level: Main
  • Area: 357.75

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 237.112

Property

Accessibility

  • Accessibility features: Main Floor Access

Details

  • Parcel number: 5133376100
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Exterior features: Sidewalk
  • Waterfront features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Level,Subdivided
  • Lot size dimensions: 90 x 167

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Concrete,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Hail
Ice Storm
Lightning

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$223$2,676
Property Taxes $504$6,048
Electricity $221$2,655
Total$2,313$27,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,302/yr
40% on housing$69,390/yr
45% on housing$61,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$100
Gratiot County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Listed for sale$289,000
2011-04-29Sold$100,000

For Sale by Agent

AgentBrandi Stupica, FIVE STAR REAL ESTATE - MT. PLEASANT
BrokerageFIVE STAR REAL ESTATE - MT. PLEASANT

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