623 N State St, Alma, MI, 48801
About This Home
Large Victorian home in Alma featuring many modern updates and awaiting your finishing touches to make it truly your own! Just a couple of blocks from downtown Alma and with over 6000 total square footage, some of the updates include: New roof, updated HVAC with central heating/air including mini-splits, updated painting, expanded concrete parking, large 2nd story back deck with added concrete underneath, added some new windows-including new skylights added to the large attic space bonus area. Included in the total sq. ft., is a walkout basement with potential to finish and also a carriage house 2 car garage with an unfinished loft. The home back yard leads directly to Wright Park. Business Opportunities! 1. Bed & Breakfast allowed under the ordinance as a special use with approval, not currently approved. 2. Multi-Units not allowed, but there is a process of conditional rezoning for approval.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Asphalt
- Construction materials: Brick,Wood Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Window features: Skylight(s)
- Number of fireplaces: 3
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 4,766
- Total interior livable area: 3,516 sqft
Property
Details
- Parcel number: 5134475300
- Zoning description: R-1A
Features
- Stories: 2
Lot
- Lot size: 0.88 Acres
- Lot size dimensions: 132' x 288.8'
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Gratiot County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $360 | $4,320 |
| Property Taxes | $398 | $4,776 |
| Electricity | $383 | $4,602 |
| Total | $3,340 | $40,080 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-17 | Price change | $435,000 |
| 2025-11-23 | Listed for sale | $450,000 |
| 2022-03-24 | Sold | $370,000 |
| 2022-01-18 | Listed for sale | $482,000 |
| 2021-12-30 | Listing removed | $482,000 |
| 2021-11-19 | Contingent | $482,000 |
| 2021-06-29 | Listed for sale | $482,000 |
| 2020-08-04 | Sold | $151,500 |
| 2015-05-01 | Sold | $200,000 |
| 2014-09-22 | Listing removed | $230,000 |
| 2014-03-22 | Listed for sale | $230,000 |
| 2013-12-03 | Listing removed | $230,000 |
| 2013-08-20 | Listed for sale | $230,000 |
| 2013-07-09 | Listing removed | $275,000 |
| 2012-11-17 | Listed for sale | $275,000 |
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