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614 Allen Ave, Alma, MI, 48801

2beds
1baths
922sqft
$175,000
$190price/sqft
$1,377/moest. monthly cost
$55,080/yrincome needed

About This Home

Completely Remodeled & Ready for You! Step inside this beautifully updated 922 sq. ft. home offering true main-level living and low-maintenance style. The heart of the home features a brand-new kitchen equipped with custom cabinetry, beautiful countertops, and a full suite of brand-new appliances. Modern vinyl plank flooring flows seamlessly through the main living areas, complemented by fresh, plush carpeting in the bedrooms. Enjoy year-round comfort and energy efficiency with two brand-new mini-split heating and cooling units. Additional upgrades include a new water heater, water softener, and main-floor stackable washer and dryer—all topped off by a spacious 2-car attached garage with plenty of storage. Move right in without lifting a finger!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Alma Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 54
  • Dimensions: 9.00 x 6.00

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate

Interior Area

  • Total structure area: 922
  • Total interior livable area: 922 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13.00 x 11.00

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12.00 x 15.00

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11.00 x 10.00

Utility Room

  • Level: Main
  • Area: 35
  • Dimensions: 7.00 x 5.00

Property

Details

  • Parcel number: 5103454500
  • Zoning description: residential

Features

  • Stories: 1

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 70 x 128

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$145$1,740
Property Taxes $160$1,920
Electricity $188$2,259
Total$1,377$16,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,211/yr
40% on housing$41,310/yr
45% on housing$36,720/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$101
Gratiot County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$175,000
2024-10-03Sold$46,500

For Sale by Agent

AgentSteven D Lott
BrokerageLott Realty

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