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711 Francisco Ave, Alma, MI, 48801

4beds
1baths
1,537sqft
$139,900
$91price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

The Sellers just finished some projects, now it's ready for new owners. Inside, you’ll appreciate the spacious open kitchen with a dining area at one end, perfect for gatherings. The main floor offers a convenient bedroom with a walk-in closet, while three additional bedrooms are located upstairs. Alley access leads to the backyard, as well as an additional outbuilding, ideal for extra storage or easily transformed into a recreational space. Currently occupied by a renter, rent is $1,000 per month on a month to month agreement.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Alma Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Exhaust Fan,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 133.75

Bedroom3

  • Level: Upper
  • Area: 130.8

Bedroom4

  • Level: Upper
  • Area: 106.56

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 138.32

Features

  • Walk-In Closet(s),Pantry,Mud Room,Drywall,Ceiling Fan(s),Cable TV
  • Flooring: Laminate,Vinyl,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,537

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,537
  • Total interior livable area: 1,537 sqft

Kitchen

  • Level: Main
  • Area: 158.873

Living Room

  • Level: Main
  • Area: 233.55

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 149.15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 295135407000
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Sidewalk
  • Waterfront features: None

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Subdivided
  • Lot size dimensions: 66 x 132

Parking

  • Parking features: None,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Hail
Ice Storm
Lightning

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$115$1,380
Property Taxes $272$3,264
Electricity $188$2,259
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$102
Gratiot County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$139,900
2026-06-16Price change$144,900
2026-06-01Listed for sale$147,500
2026-01-20Listing removed$134,900
2025-12-18Price change$134,900
2025-12-08Price change$137,500
2025-11-24Listed for sale$147,500
2008-03-10Sold$35,500
2007-07-03Sold$64,345

For Sale by Agent

AgentCheryl Reeves
BrokerageAMERICA'S CHOICE REALTY LLC

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