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422 W Center St, Alma, MI, 48801

4beds
2baths
1,602sqft
$210,000
$131price/sqft
$1,615/moest. monthly cost
$64,600/yrincome needed

About This Home

Welcome home to this charming 4 bedroom, 1.5-bath ranch nestled in the heart of the beautiful city of Alma, Michigan! Freshly painted inside and outside, this move-in-ready home offers a bright and inviting interior with a functional single-level layout that's perfect for comfortable everyday living. The home features a spacious living area, four well-sized bedrooms, a convenient 1.5 baths, and an attached one-car garage for added storage and convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home checks all the boxes. Ideally located within walking distance to Alma College, downtown shops, restaurants, parks, and local amenities, you'll enjoy the convenience of small-town living with everything just minutes away. Don't miss your opportunity to own this well-maintained ranch in one of Alma's most desirable locations!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

5/10
6/10
4/10
Alma Senior High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range,Disposal,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Area: 120

Bedroom3

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • None,Cable TV,High Speed Internet
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,602

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 1,602 sqft

Kitchen

  • Level: Main
  • Area: 169

Living Room

  • Level: Main
  • Area: 204

Master Bathroom

  • Features: Shared

Master Bedroom

  • Area: 182

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 295104227800
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Rain Gutters
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Subdivided
  • Lot size dimensions: 82.5 x 132

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$174$2,088
Property Taxes $192$2,304
Electricity $188$2,259
Total$1,615$19,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,371/yr
40% on housing$48,450/yr
45% on housing$43,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$100
Gratiot County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$199,000
2026-07-29Listed for sale$210,000
2025-07-01Sold$175,000
2025-04-30Listed for sale$192,000
2020-12-17Listing removed$117,900
2020-11-13Price change$117,900
2020-10-01Price change$119,900
2020-09-22Price change$124,900
2020-09-17Listed for sale$119,000
2020-09-14Pending sale$119,000
2020-09-02Listed for sale$119,000
2018-07-30Listing removed$119,000
2018-07-10Price change$119,000
2018-06-27Listed for sale$119,900
2018-06-24Pending sale$119,900
2018-06-01Listed for sale$119,900
2016-09-06Sold$94,000
2016-05-27Listed for sale$89,900

For Sale by Agent

AgentRachel Shoemaker
BrokerageFIVE STAR REAL ESTATE - MT. PLEASANT

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