See other homes in:

About This Home

Getting Around

Somewhat Walkable

Very Limited Transit

Somewhat Bikeable

Schools

South Elementary SchoolGrades PK-20.4 mi

8/10

Ithaca High SchoolGrades 7-121.2 mi

6/10

North Elementary SchoolGrades 3-60.4 mi

Construction

Condition

Year built: 1920

Materials

Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Laundry features: Main Level

Basement

Has basement: Yes
Basement: Crawl Space,Michigan Basement

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Heating

Heating features: Baseboard

Interior Area

Total structure area: 2,019
Total interior livable area: 2,019 sqft

Property

Details

Parcel number: 295201020100

Features

Stories: 2

Lot

Lot size: 0.29 Acres
Lot size dimensions: 82.5 x 152.5

Parking

Total spaces: 2
Parking features: Attached
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Strong WindVery High
Winter WeatherVery High
Cold WaveRelatively High
TornadoRelatively High
HailModerate
Inland FloodingModerate
Ice StormModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$960	$11,520
Home Insurance *	$127	$1,524
Property Taxes	$174	$2,088
Electricity	$220	$2,642
Total	$1,481	$17,772

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$59,240/yr

35% on housing$50,777/yr

40% on housing$44,430/yr

45% on housing$39,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 15,981Commercial: 293

Total Premiums$13.85M

Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%

9.3%

0%30.0%

Electricity Growth Rate10-year average: 3.9%

3.9%

0%15.0%

Property Taxes Growth Rate2-year average: 1.9%

1.9%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 48847$106

Gratiot County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 48847$119