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5532 Kerbyson Dr SE, Kalkaska, MI, 49646

2beds
2baths
2,000sqft
$324,900
$162price/sqft
$2,205/moest. monthly cost
$88,200/yrincome needed

About This Home

Your Up North Oasis Awaits on East Lake in KALKASKA COUNTY. Swan Dive or Cannon Ball into the charm of Northern Michigan with this stunning lakefront home on the serene, all-sports East Lake! Nestled just 10 minutes south of Kalkaska, this property offers the perfect blend of tranquility and adventure, surrounded by the natural beauty of crystal-clear waters and lush forests. Property Highlights East Lake Gem – $379,900, 2BD/2BA home with a spacious walkout lower level perfect for entertaining or relaxing. 66 feet of private frontage on the pristine, spring-fed East Lake—ideal for swimming, boating, kayaking, and fishing. Level topography for easy access to the water and your private dock, making lake days a breeze. Bright, open-concept living area with large windows showcasing nice up north lake views next to a cozy fireplace. 2-car garage and other outbuildings to store the fun. Located in a friendly neighborhood known for its warm, welcoming community vibe. Why East Lake? Peaceful Yet Playful: Enjoy the quiet serenity of this all-sports lake, perfect for both relaxing evenings and thrilling water activities. Ideal Location: Just 30 minutes east of I-75, 15 minutes west of US-131, and a short drive to Traverse City. Year-Round Adventure: From summer swims to winter ice fishing, East Lake offers endless fun, with nearby trails, ski resorts, and charming small towns to explore.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
4/10
Forest Area High SchoolGrades 9-127.8 mi
3/10
Fife Lake Elementary SchoolGrades PK-310.4 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Exterior Entry,Finished Rooms,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 121

Family Room

  • Level: Lower
  • Area: 700

Features

  • Flooring: Carpet
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Propane,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 256

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 120

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01040000500
  • Zoning description: Residential,Outbuildings Allowed
  • Wooded area: 55

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Inland Lake,All Sports,Sandy Bottom,Gradual Slope to Water,Vegetation to Water Edge,Lake
  • Waterbody name: East Lake
  • Frontage type: Waterfront
  • Frontage length: 66

Lot

  • Lot size: 1.27 Acres
  • Features: Wooded-Hardwoods,Wooded,Evergreens,Level,Sloped,Subdivided
  • Lot size dimensions: 519 x 66 x 561 x 154

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete Floors,Gravel,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$112$1,344
Property Taxes $233$2,796
Electricity $218$2,617
Total$2,205$26,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,600/yr
40% on housing$66,150/yr
45% on housing$58,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49646$142
Kalkaska County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 49646$180
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$349,900
2026-01-30Listed for sale$379,900
2025-12-02Listing removed$379,900
2025-09-30Listed for sale$379,900

For Sale by Agent

AgentRick Matley
BrokerageThe Difference Real Estate

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