8134 Ruttan Rd NW, Alden, MI, 49612
About This Home
Nestled on 5 private acres just outside Alden, this charming 2-bedroom, 2-bath home offers the perfect blend of comfort, character, and northern Michigan recreation. Surrounded by beautiful hardwoods and accented with mature lilac bushes, the landscaped property provides a peaceful rural setting with room to relax and enjoy nature. Inside, the one-story Ranch features easy-maintenance vinyl flooring throughout, warm knotty pine accents, and a cozy wood stove that adds rustic charm and ambiance. Enjoy efficient hot water/uniform heat, a durable metal roof, vinyl siding, and the security of a whole-house generator for year-round peace of mind. Step outside to the covered porch, spacious deck, and inviting fire pit area—perfect for entertaining or unwinding under the stars. A 1-car attached garage and large detached pole barn offer excellent storage for vehicles, boats, outdoor gear, and workshop space. Located just minutes from Torch Lake and a public boat launch, this property is a dream for outdoor enthusiasts, with easy access to boating, fishing, hiking and year-round recreation. Whether you're seeking a full-time residence, vacation getaway, or recreational retreat, this well-maintained property delivers easy living in a highly desirable location. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Exterior Entry
Bedroom2
- Level: Main
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 117.54
Features
- Entrance Foyer,Ceiling Fan(s),High Speed Internet,WiFi
- Window features: Blinds
- Flooring: Vinyl
- Fireplace features: Wood Burning,Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,120
Heating
- Heating features: Baseboard,Propane
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Kitchen
- Level: Main
- Area: 118.17
Living Room
- Level: Main
- Area: 222.111
Master Bathroom
- Features: None
Master Bedroom
- Level: Main
- Area: 156.72
Property
Accessibility
- Accessibility features: Covered Entrance
Details
- Parcel number: 00401201421
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Countryside View
- Waterfront features: None
Lot
- Lot size: 5 Acres
- Features: Wooded-Hardwoods,Landscaped,Metes and Bounds
- Lot size dimensions: 475' x 460'
Parking
- Total spaces: 3
- Parking features: Attached,Detached,Garage Door Opener,Paved,Concrete Floors,Concrete,Gravel,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Kalkaska County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $249 | $2,988 |
| Electricity | $188 | $2,259 |
| Total | $2,300 | $27,600 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $339,900 |
| 2026-07-13 | Listed for sale | $349,900 |
| 2026-07-13 | Listing removed | $349,900 |
| 2026-06-22 | Pending sale | $349,900 |
| 2026-06-09 | Listed for sale | $349,900 |
| 2021-03-24 | Listing removed | -- |
| 2019-07-18 | Listing removed | $1,300 |
| 2019-07-11 | Listed for rent | $1,300 |
| 2019-06-28 | Sold | $205,000 |
| 2019-06-12 | Pending sale | $219,900 |
| 2019-05-14 | Listed for sale | $219,900 |
| 2016-12-16 | Sold | $166,000 |
| 2016-11-10 | Listed for sale | $165,000 |
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