4724 Plum Valley Rd NW, Rapid City, MI, 49676
About This Home
Nestled well back off the road, this private 89 acre property offers the perfect blend of country living and outstanding recreational opportunities. The home features a 1970s mobile home with a stick-built addition, offering 4 bedrooms, 1.5 baths, a spacious living room, separate dining room, and a covered front deck overlooking a scenic pond an ideal spot to enjoy peaceful views and abundant wildlife. The rolling acreage is a beautiful mix of hardwoods, pines, and some lowland habitat, creating excellent hunting opportunities for deer, turkey, and other wildlife. Whether you're looking for a hunting retreat, recreational property, or a private homestead, this land offers endless possibilities. Additional features include a 2 car detached garage and a secluded setting that provides peace and privacy. Conveniently located near the south end of Torch Lake with public access and a boat launch nearby, plus easy access to snowmobile trails for year-round outdoor enjoyment. The home is in need of updating, making it a great opportunity to add your own personal touches while enjoying an exceptional piece of Northern Michigan acreage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 1974
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subType: Single Family Residence,Mobile Home
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer,Exhaust Fan,Gas Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 74
Bedroom3
- Level: Main
- Area: 59.76
Bedroom4
- Level: Main
- Area: 82
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 108
Features
- Breakfast Nook,Mud Room,Drywall
- Window features: Drapes
- Flooring: Carpet,Vinyl
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,726
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Window A/C Unit(s)
Interior Area
- Total structure area: 1,726
- Total interior livable area: 1,726 sqft
Kitchen
- Level: Main
- Area: 120
Living Room
- Level: Main
- Area: 304
Master Bathroom
- Features: None
Master Bedroom
- Level: Main
- Area: 220
Property
Accessibility
- Accessibility features: Covered Entrance,Accessible Approach with Ramp,Grip-Accessible Features
Details
- Parcel number: 00401000302
- Zoning description: Residential,Outbuildings Allowed
- Other equipment: Dish TV
- Wooded area: 90
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Countryside View
- Waterfront features: Pond
Lot
- Lot size: 89 Acres
- Features: Wooded-Hardwoods,Wooded,Wetlands,Rolling Slope,Metes and Bounds
- Lot size dimensions: 2117 x 1901 x 656 x 1324 x 345 x
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Concrete Floors,RV Access/Parking,Gravel,Private
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Kalkaska County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $456 | $5,472 |
| Electricity | $188 | $2,259 |
| Total | $3,155 | $37,860 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $440,900 |
| 2026-07-16 | Listed for sale | $449,900 |
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