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8445 Mathews Rd, Atlanta, MI, 49709

2beds
2baths
900sqft
$129,900
$144price/sqft
$1,045/moest. monthly cost
$41,800/yrincome needed

About This Home

Looking for a private northern Michigan getaway outside of the big city? Want land to roam, a barn for toys and tinkering with a cozy home to unwind in after a long day? This is the place for you. This property is located 20 miles East of Gaylord straight down M32 on the way to Atlanta Michigan. Located just outside of Vienna Corners (the famous Spot Bar), this 10 acre parcel offers a winding driveway leading you to your 20x40 pole barn and freshly renovated 2 bedroom 2 bath mobile home. Property was surveyed in April 2026. 190 foot well tested in June 2026. Mobile interior was renovated in 2025. Garage features 3 lean to's, cement floors, 2-8 foot garage doors, rear door leading to rear lean to along with 220 electric and also does have line ran for water if you choose to run water to the barn. Propane tank is for sale with the property. Mobile does have HUD tags and could likely be eligible for financing if buyer preferred. Property can be sold furnished and also has several items in the garage that buyer may prefer to keep. Interior was completely renovated from end to end in 2025 including new vinyl plank flooring, pex plumbing drywall, entry way, both bathrooms, kitchen featuring hickory cabinets, butcher block counters, stainless sink and custom woodwork. Property is conveniently located one hour from Mackinac Bridge, 30 minutes from clear lake, 50 minutes from Alpena and three minutes down the road from local ATV/ORV and snowmobile trails. If you are in the market for a slice of northern Michigan, this is the one you want. Survey, well results and more information available upon request. No land contracts. No leases. Cash preferred. ATTN REALTORS: I am not looking for listing services at this time. Happy to show you the property if you have a qualified buyer you are working with. Thanks for looking.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Linoleum / Vinyl

Heating

  • Heating features: Forced air,Stove,Propane / Butane,Wood / Pellet

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 00802900019000

Lot

  • Lot size: 10 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Montmorency County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$68$816
Property Taxes $133$1,596
Electricity $188$2,259
Total$1,045$12,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,828/yr
40% on housing$31,350/yr
45% on housing$27,866/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 49709$130
Montmorency County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 49709
Montmorency County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$129,900
2002-07-26Sold$30,000

For Sale by Owner

AgentErik Stark
BrokeragePIN MD Real Estate

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