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98 Hog Bay Road, Franklin, ME, 04634

5beds
2baths
2,820sqft
$419,000
$149price/sqft
$3,143/moest. monthly cost
$125,720/yrincome needed

About This Home

Welcome to this spacious and charming 5-bedroom, 1.5-bath home offering the perfect blend of comfort, character, and outdoor enjoyment! Conveniently located close to local schools, with the benefit of lower property taxes, and just moments from access to the Sunrise Trail, this property offers both convenience and recreation right at your doorstep. The primary bedroom is a true retreat featuring a cozy propane fireplace, large closets for ample storage, and direct access to a private deck complete with a hot tub--perfect for relaxing at the end of the day. Inside, you'll find a flexible layout with a small bonus room upstairs ideal for a home office or library, along with beautifully preserved original painted hardwood floors that add warmth and character. Step outside and enjoy the thoughtfully maintained grounds with mature flower gardens, established landscaping, and multiple outdoor features including a fire pit, above-ground pool, small backyard pond, playhouse, and chicken coop--offering something for everyone. The enclosed porch provides a great space to enjoy the seasons in comfort. Additional highlights include a 2-car garage and numerous recent updates, including new roofs on both the house and garage, giving peace of mind for years to come. This property offers space, charm, and a unique setting--ready for you to make it your own!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Mountain View SchoolGrades PK-51.9 mi
2/10
Sumner Middle SchoolGrades 6-85.4 mi
4/10

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone,Poured Concrete
  • Roof: Pitched,Shingle
  • Construction materials: Wood Frame,Clapboard,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Interior Entry,Dirt Floor,Full,Sump Pump,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Features: Skylight
  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: First

Family Room

  • Level: First

Features

  • 1st Floor Bedroom,Pantry,Shower,Storage,Walk-In Closet(s)
  • Flooring: Vinyl,Wood,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,820

Heating & Cooling

  • Heating features: Direct Vent Furnace,Forced Air,Zoned,Other,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Primary Bedroom

  • Features: Gas Fireplace,Skylight,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: FRKLM07L001
  • Zoning: Residential

Features

  • Private pool: Yes
  • Patio & porch: Deck,Screened
  • Has spa: Yes

Lot

  • Lot size: 1 Acres
  • Features: Near Town,Open Lot,Rolling Slope,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Gravel,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Ice Storm
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance $135$1,620
Property Taxes $481$5,772
Electricity $409$4,919
Total$3,143$37,716

Income You'd Need if You Spent...

35% on housing$107,760/yr
40% on housing$94,290/yr
45% on housing$83,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 04634$178
Hancock County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 04634
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$499,900
2016-05-27Sold$165,000
2016-03-30Pending sale$175,000
2015-11-23Price change$175,000
2015-09-17Price change$177,000
2015-08-03Price change$179,900
2015-07-08Price change$184,900
2015-05-29Listed for sale$189,000

For Sale by Agent

AgentEllen (Ellie) Grant
BrokerageBetter Homes & Gardens Real Estate/The Masiello Group

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