8820 Mud Creek Rd, Indianapolis, IN, 46256
About This Home
Set on 12 private acres with mature trees, this property offers a rare blend of space, recreation, and complete privacy along Mud Creek. Recent updates, including repainted kitchen cabinets, new appliances, updated bathrooms, and refreshed landscaping, make the home feel inviting while leaving room for future possibilities. Inside, the home is designed for everyday comfort with gathering spaces that flow easily for relaxing or entertaining. The updated kitchen brings a fresh feel to the heart of the home, while the refreshed bathrooms add a clean, move-in-ready touch. A 1,000 sq ft bonus room is ready to be finished, offering exceptional potential for a home theater, gym, studio, guest space, or additional living area. Outdoors, the setting is the true standout. Enjoy 12-acres, mature trees, and the natural beauty of Mud Creek from your own private retreat. The pool and hot tub create a resort-like space for warm-weather entertaining, while the fenced garden adds charm and function. A barn with basketball and pickleball offers year-round recreation, and the RV garage/playroom adds flexible space for storage, hobbies, or play. With acreage, privacy, recreation, and room to grow, this property delivers a lifestyle that is hard to find.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Concrete Perimeter,Crawl Space
- Construction materials: Brick,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Microwave,Convection Oven,Electric Oven,Refrigerator,Washer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Finished Ceiling,Finished Walls,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 195
- Dimensions: 15x13
Bedroom3
- Level: Upper
- Area: 210
- Dimensions: 15x14
Bedroom4
- Level: Upper
- Area: 187
- Dimensions: 17x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
- Main level bathrooms: 3
Dining Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Family Room
- Level: Main
- Area: 294
- Dimensions: 21x14
Features
- Built-in Features,High Ceilings,Hardwood Floors,Breakfast Bar,Ceiling Fan(s),High Speed Internet,Kitchen Island
- Window features: Wood Work Stained
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Double Sided,Family Room,Gas Log,Hearth Room
- Fireplace: Yes
- Finished area below ground: 1,934
Heating & Cooling
- Heating features: Zoned,Forced Air,Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 6,016
- Total interior livable area: 6,016 sqft
Kitchen
- Level: Main
- Area: 448
- Dimensions: 32x14
Laundry
- Level: Main
- Area: 96
- Dimensions: 12x8
Library
- Level: Main
- Area: 210
- Dimensions: 15x14
Living Room
- Level: Main
- Area: 270
- Dimensions: 18x15
Master Bedroom
- Level: Upper
- Area: 270
- Dimensions: 18x15
Other
- Level: Basement
- Area: 504
- Dimensions: 42x12
Sun Room
- Level: Main
- Area: 238
- Dimensions: 17x14
Property
Details
- Parcel number: 490118110002000400
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Outdoor Pool,Pool Cover
- Patio & porch: Deck,Patio
- Exterior features: Other
- Has spa: Yes
- Spa features: Above Ground
Lot
- Lot size: 12.43 Acres
- Features: Not In Subdivision,Mature Trees,Wooded
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $1,108 | $13,296 |
| Property Taxes | $1,904 | $22,848 |
| Electricity | $551 | $6,617 |
| Total | $12,917 | $155,004 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $1,850,000 |
| 2026-06-11 | Listed for sale | $1,900,000 |
| 2025-09-18 | Listing removed | $2,000,000 |
| 2025-05-09 | Listed for sale | $2,000,000 |
| 2013-07-24 | Sold | $745,000 |
| 2013-07-23 | Pending sale | $795,000 |
| 2013-05-21 | Listed for sale | $795,000 |
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