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198 Peaceful Bay, Homer, LA, 71040

3beds
2baths
2,156sqft
$550,000
$255price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Experience exceptional lakefront living in this beautifully crafted log home, offering the perfect blend of rustic character and modern luxury. This 3 bedroom, 2 bath retreat welcomes you with 9 ft ceilings, warm natural textures, and an open layout designed for comfort and connection. The interior showcases 115 year old reclaimed pine shiplap flooring sourced from a historic Texas homestead, adding depth, charm, and a true sense of heritage. The kitchen and dining areas are thoughtfully upgraded with quartzite countertops, farm sinks, new appliances, and timeless finishes that elevate everyday living. A striking honed-granite wood-burning fireplace anchors the living room, creating a cozy focal point for gatherings. The spacious master suite offers a spa-inspired escape with a multi jet shower, claw-foot soaking tub, and elegant quartz surfaces in the master bath. Storage is abundant throughout, including a well designedutility room that keeps life organized and effortless. A durable metal roof provides long-term peace of mind, while the outdoor amenities make this property truly stand out. Enjoy direct access to the water with your own private boat launch and pier, perfect for fishing, boating, or simply taking in the serene lake views. A large workshop adds valuable space for projects, hobbies, or additional storage. This rare lakefront property combines craftsmanship, comfort, and convenience in a way that’s hard to find. Whether you’re seeking a full time residence or a weekend escape, this home delivers an unmatched lifestyle on the water. Schedule your private showing today and experience the charm and quality this property offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Homer Junior High SchoolGrades 5-83.5 mi
2/10
Homer High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Natural Woodwork
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,156 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: En Suite Bathroom,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 0700000450

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Lighting
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Claiborne

Lot

  • Lot size: 0.47 Acres
  • Features: Waterfront,Retaining Wall

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached Carport,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$347$4,164
Property Taxes $119$1,428
Electricity $163$1,956
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 71040$153
Claiborne Parish$114

vs Homes Sold Last Month

Median $/sqft

ZIP 71040
Claiborne Parish$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$550,000

For Sale by Agent

AgentSuzanne Foster
BrokerageCentury 21 Elite

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