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1120 McKay Cir, Montgomery, LA, 71454

3beds
2baths
1,187sqft
$135,000
$114price/sqft
$1,025/moest. monthly cost
$41,000/yrincome needed

About This Home

Escape the hustle and unplug at this stunning waterfront property, perfectly situated on .75 acres with an impressive 220 feet of lake frontage on beautiful Nantachie Lake. This 3-bedroom, 2-bathroom raised manufactured home is designed for peace of mind and offers breathtaking lake views from every room. The interior features a split floorplan for maximum privacy, including a primary suite with a private ensuite. Whether you’re seeking a permanent residence or a serene weekend camp, the outdoor amenities are unmatched. A massive screened-in deck creates ample extra living space, while the large open deck provides a serene view of the water. From getting the boat in the water to enjoying the beauty of nature, this slice of paradise is the ultimate retreat. Don’t miss your chance to own a home where your lake life awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Verda Elementary SchoolGrades PK-56.2 mi
3/10
Montgomery High SchoolGrades 6-127.3 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1995

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Bedroom

  • Level: Lower
  • Dimensions: 9.10x11.6

Bedroom

  • Level: Lower
  • Dimensions: 9.3x14.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 11.4x7.4

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,187
  • Total interior livable area: 1,187 sqft

Living Room

  • Level: Lower
  • Dimensions: 15.1x14.8

Master Bedroom

  • Level: Lower
  • Dimensions: 12.9x14.8

Property

Details

  • Parcel number: 0600059120
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Balcony,Porch,Screened
  • Exterior features: Balcony,Enclosed Porch,Porch
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake

Lot

  • Lot size: 0.75 Acres
  • Features: Irregular Lot,Outside City Limits
  • Lot size dimensions: 83 x 43 x 186 x 220 x 250

Parking

  • Total spaces: 2
  • Parking features: Off Street,Two Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$159$1,908
Property Taxes $37$444
Electricity $147$1,773
Total$1,025$12,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,142/yr
40% on housing$30,750/yr
45% on housing$27,333/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 71454$157
Grant Parish$126

vs Homes Sold Last Month

Median $/sqft

ZIP 71454$48
Grant Parish$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$140,000
2001-08-31Sold--

For Sale by Agent

AgentCade Michael Ostenson
BrokerageTHE TRISH LELEUX GROUP

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