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116 Velsco Ln, Pt Sulphur, LA, 70083

5beds
4baths
2,779sqft
$399,900
$144price/sqft
$2,564/moest. monthly cost
$102,560/yrincome needed

About This Home

Single family residence with 2 units (Both units Furnished) Unit 1 ; approx 2100 sq ft, 3 or 4 bed , 2 bath Unit 2 ; approx 700 sq ft 1 bed , 1 bath Boat house with two slips. On 1 1/2 lots Nothing fancy, rental income and/or family camp.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Belle Chasse Middle SchoolGrades 5-87.9 mi
9/10
Belle Chasse High SchoolGrades 9-1218.3 mi
10/10
Belle Chasse Elementary SchoolGrades 2-418.3 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,779 sqft

Property

Details

  • Parcel number: 1616424

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Drought
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$189$2,268
Property Taxes $143$1,716
Electricity $210$2,521
Total$2,564$30,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$102,560/yr
35% on housing$87,908/yr
40% on housing$76,920/yr
45% on housing$68,373/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 8.6%
8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 70083$100
Plaquemines Parish$135

vs Homes Sold Last Month

Median $/sqft

ZIP 70083$157
Plaquemines Parish$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$399,000
2026-05-01Listed for rent$5,200
2026-04-25Listed for sale$390,000

For Sale by Owner

Phone(504) 400-6347
View on Zillow

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