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1827 Girard Rd, Rayville, LA, 71269

3beds
2baths
1,700sqft
$280,000
$165price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

On the river with a pier 24x24 deck screened back porch 2and 1/2 acres gazebo Huge beautiful trees quite safe area had pool filled it in but plumbing still there great neighbors storage areas low utilities

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Start Elementary SchoolGrades PK-82.9 mi
2/10
Rayville High SchoolGrades 9-123.9 mi

Construction

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 300146700

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$435$5,220
Property Taxes $416$4,992
Electricity $147$1,773
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -11.2%
-11.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 71269$164
Richland Parish$217

vs Homes Sold Last Month

Median $/sqft

ZIP 71269
Richland Parish$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$280,000
2025-04-08Listing removed$3,000
2025-04-05Listed for rent$3,000

For Sale by Owner

AgentProperty Owner

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