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822 Provision Ct #B, Gramercy, LA, 70052

2beds
2baths
1,458sqft
$135,000
$93price/sqft
$1,168/moest. monthly cost
$46,720/yrincome needed

About This Home

Welcome home to comfort, style, and convenience! This beautifully designed home offers an inviting open-concept layout where modern finishes and everyday functionality come together seamlessly. The spacious kitchen serves as the heart of the home, featuring a huge farmhouse sink, granite countertops and a breakfast bar with additional seating that overlooks the living room, complete with built-in shelving—perfect for entertaining guests or enjoying quality time with family. Just off the kitchen, you’ll find a dedicated formal dining space, ideal for hosting dinners and special occasions. Natural light fills the home, where there is no carpet in sight. Designed for low-maintenance living, this property offers the benefits of homeownership without the extensive upkeep often associated with larger homes, making it an excellent alternative to renting while building long-term equity. Step outside to enjoy the private back patio placed within a fully fenced yard, providing a comfortable space for relaxing or outdoor gatherings. Upstairs, functionality meets style with a thoughtfully designed Jack-and-Jill bathroom featuring separate vanities and abundant cabinet storage. A convenient guest bathroom on the first floor adds to the home’s practical layout. The spacious bedrooms offer flexibility to fit your lifestyle, whether you need a children’s room, home office, study, fitness space, or guest retreat. Ideally located just minutes from shopping, highly rated schools, and major highways, this home provides easy access to the surrounding River Parishes and nearby cities, making daily commutes to work, family, and entertainment effortless. Whether you’re a first-time homebuyer looking to build equity or someone looking to relocate, this exceptional home is one you won’t want to miss! (Furniture is negotiable and can remain within the home).

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
8/10
Lutcher High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Townhouse,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bedroom1

  • Level: Second
  • Area: 192

Bedroom2

  • Level: Second
  • Area: 160

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Level: First
  • Area: 110

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 285

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: En Suite Bath, Tray Ceiling(s)

Property

Details

  • Parcel number: 100084120
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 0.04 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$287$3,444
Property Taxes $52$624
Electricity $147$1,773
Total$1,168$14,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,045/yr
40% on housing$35,040/yr
45% on housing$31,146/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 70052$106
St. James Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70052$97
St. James Parish$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$135,000
2026-06-03Listed for sale$145,000
2026-05-04Sold--
2026-04-12Contingent$100,000
2026-04-07Listed for sale$100,000
2026-01-04Listing removed$155,000
2025-10-03Listed for sale$155,000
2025-10-02Listing removed$160,000
2025-05-31Listed for sale$160,000
2025-05-20Pending sale$160,000
2025-04-02Listed for sale$160,000
2016-11-17Sold--

For Sale by Agent

AgentTakia Huckaby
BrokerageLPT Realty, LLC.

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