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625 Hamm St, Cypremort Pt, LA, 70538

4beds
3baths
2,310sqft
$237,000
$103price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

Waterfront Property!! Nestle back on the banks of the Franklin Canal on a little over an acre with 340' of waterfront sits this amazing home. The Franklin canal is great for fishing and kayaking. This would make a great weekend get a way. This home has 2 living areas with one on the backside passed the bedrooms. That area is perfect as a private den or for a mother-in-law retreat the possibilities are endless. It has an aluminum awning across the full length of the back. Part is cement and part is raised decking. In the back corner under the decking sit a shed with its own porch and 1/2 bath. All windows have hurricane shutters. Make the call to see this one today it is a must see.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters
  • Flooring: Laminate,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,310 sqft

Property

Details

  • Parcel number: 2204681072.00
  • Zoning: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Wood
  • Waterfront features: Bayou/River

Lot

  • Lot size: 2 Acres
  • Features: 1 to 2.99 Acres,Dead-End,Wooded
  • Lot size dimensions: See Remarks

Parking

  • Total spaces: 1
  • Parking features: Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,198$14,376
Home Insurance *$559$6,708
Property Taxes $75$900
Electricity $174$2,095
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 70538$110
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70538$80
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-30Listed for sale$242,000
2025-05-01Listing removed$235,000
2024-05-04Price change$235,000
2023-11-05Listed for sale$239,900

For Sale by Agent

AgentLori Broussard
BrokerageReal Broker, LLC

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