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104 Firmin St, Cypremort Pt, LA, 70538

3beds
1baths
1,057sqft
$110,000
$104price/sqft
$996/moest. monthly cost
$39,840/yrincome needed

About This Home

Nice home in a quiet neighborhood. Large fenced in back yard, great for children or pets. Home is located in Columbia Subdivision right out of Franklin city limits but still close to everything in town. Gas hot water, stove, and heater. Large laundry room, 3 bedroom, 1 bath, and a single vehicle covered carport. Recently painted exterior and interior. Move in ready.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central

Features

  • Flooring: Linoleum / Vinyl

Interior Area

  • Total interior livable area: 1,057 sqft

Property

Details

  • Parcel number: 220478102400

Lot

  • Lot size: 4,792 sqft

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Coastal Flooding
Cold Wave
Drought
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$259$3,108
Property Taxes $34$408
Electricity $147$1,773
Total$996$11,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,148/yr
40% on housing$29,880/yr
45% on housing$26,560/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 70538$112
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70538$80
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$110,000
2023-07-26Sold--
2023-07-16Pending sale$85,000
2023-07-10Price change$85,000
2023-06-01Price change$79,900
2023-05-01Price change$85,000
2023-03-21Price change$87,500
2023-03-04Price change$92,500
2023-02-10Listed for sale$95,000

For Sale by Owner

AgentProperty Owner

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