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620 Belanger St, Morgan City, LA, 70380

2beds
1baths
1,003sqft
$103,000
$103price/sqft
$902/moest. monthly cost
$36,080/yrincome needed

About This Home

**Charming Starter Home or Investment Opportunity**Welcome to this move-in-ready home featuring 2 bed, 1 bath home offering 1003 sq ft of comfortable living on a generous 50 x 150 lot. This property features a beautifully RENOVATED KITCHEN, perfect for the home chef. Enjoy the convenience of a GAS STOVE and REFRIGERATOR, both of which stay! WASHER AND DRYER ALSO REMAIN. Stay comfortable year-round with THREE (3) BRAND NEW WINDOW UNITS providing both heating and cooling.Enjoy peace of mind with having NO FLOOD INSURANCE REQUIRED. A 12x30 FT CARPORT for covered parking. Entertain guests or create your own backyard oasis on the LARGE CEMENT PATIO, ideal for a fire pit or storage shed.Mature landscaping includes TWO LARGE MAGNOLIA TREES, adding to the curb appeal and providing shade. The LARGE YARD with BACK YARD ACCESS offers plenty of room for outdoor activities. Don't miss out on this fantastic opportunity!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Julia B. Maitland SchoolGrades PK-50.5 mi
3/10
6/10
Morgan City High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick Veneer,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Formica Counters
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,003 sqft

Property

Details

  • Parcel number: 3194381280.00
  • Zoning: res

Features

  • Stories: 1
  • Patio & porch: Open,Covered
  • Fencing: Chain Link

Lot

  • Lot size: 5 Acres
  • Features: 3 to 5.99 Acres
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $520$6,240
Home Insurance *$203$2,436
Property Taxes $32$384
Electricity $147$1,773
Total$902$10,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,925/yr
40% on housing$27,060/yr
45% on housing$24,053/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 70380$86
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70380$97
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$108,000
2026-04-19Listed for sale$118,000
2022-04-07Sold--
2022-03-13Pending sale$78,750
2022-03-03Listed for sale$78,750
2016-04-04Sold--

For Sale by Agent

AgentLori Broussard
BrokerageReal Broker, LLC

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