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814 Spruce St, Morgan City, LA, 70380

6beds
7baths
6,624sqft
$525,000
$79price/sqft
$4,355/moest. monthly cost
$174,200/yrincome needed

About This Home

This captivating two-story home boasts a generous 6,624 sq ft floor plan. With a welcoming kitchen that showcases custom built cabinets, granite countertops, stainless steel appliances, double wall ovens, bar sink and a stunning island with copper hood vent. The adjoining dining room offers one of the three, log gas burning fireplaces along with lots of storage for formal dinnerware or other collectables. With an additional formal dining room, this home welcomes guest. The grand living room offers a spacious layout, beautiful wood floors, 9 ft ceilings, fireplace with built-in cabinetry that also opens to a generous sized entertainment space that features the third fireplace. The home features six bedrooms, each having a full bathroom and large spacious closets. For the book lover, the home offers a library which would make a lovely office. There is an abundance of space for your heart's desire. The exterior grounds offer tranquility with 1.79 acres of beautiful shade trees, tons of space for gardening, inground pool, covered patio and two storage sheds. Call to schedule a private showing of this great opportunity today!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
3/10
6/10
Morgan City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Siding,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Elec Stove Con,Electric Cooktop,Dishwasher,Disposal,Refrigerator,Oven,Double Oven,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Electric Dryer Hookup,Washer Hookup,Inside,Washer/Dryer Hookups

Bedroom1

  • Level: First
  • Area: 201.5

Bedroom2

  • Level: First
  • Area: 201.5

Bedroom3

  • Level: Second
  • Area: 782

Bedroom4

  • Level: Second
  • Area: 345.0833

Bedroom5

  • Level: Second
  • Area: 399.75

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 7

Dining Room

  • Level: First
  • Area: 233.75

Family Room

  • Level: First
  • Area: 663.9167

Features

  • Built-in Features,Ceiling 9'+,Beamed Ceilings,Crown Molding,Wet Bar
  • Flooring: Brick,Carpet,Ceramic Tile,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Attic Access,Storage,Multiple Attics

Heating & Cooling

  • Heating features: 2 or More Units Heat,Central,Gas Heat
  • Cooling features: Multi Units,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 9,595
  • Total interior livable area: 6,624 sqft

Kitchen

  • Features: Granite Counters, Kitchen Island, Pantry, Cabinets Custom Built
  • Level: First
  • Area: 409.8125

Living Room

  • Level: First
  • Area: 664

Master Bathroom

  • Features: Dressing Area
  • Level: First
  • Area: 79.9167

Master Bedroom

  • Features: En Suite Bath, 2 Closets or More, Ceiling 9ft Plus, Master Downstairs
  • Level: First
  • Area: 215.7083

Office

  • Level: First
  • Area: 94.6111

Property

Details

  • Parcel number: 319438158000
  • Special condition: Standard

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Gunite
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System
  • Fencing: Chain Link,Full,Wrought Iron

Lot

  • Lot size: 1.79 Acres
  • Features: Corner Lot,Irregular Lot,Oversized Lot,Rear Yard Vehicle Access,Shade Tree(s)
  • Lot size dimensions: 335.2 x 252.6 x 225.2 x 47.13 x 110.16 x 189.75

Parking

  • Total spaces: 3
  • Parking features: 3 Cars Park,Attached,Carport,Covered,Driveway
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$1,035$12,420
Property Taxes $166$1,992
Electricity $500$6,010
Total$4,355$52,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,314/yr
40% on housing$130,650/yr
45% on housing$116,133/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 70380$85
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70380$97
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$525,000
2025-09-25Price change$550,000
2025-05-06Listed for sale$599,000

For Sale by Agent

AgentPaula Stephens
BrokerageAnslum Real Estate, LLC

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