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435 Bear Creek Rd, Farmerville, LA, 71241

3beds
2baths
2,296sqft
$410,000
$179price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

Welcome to your private retreat on Lake D’Arbonne!! Located just an easy drive from Monroe and West Monroe, this beautiful retreat is where peaceful waterfront living meets everyday convenience. Nestled on two spacious lots totaling 2.25 acres in a quiet cove, this graceful 3~bedroom, 2~bath home offers approximately 2,296 heated square feet designed for comfort, relaxation, and peaceful lake views. Step inside to find an elegantly proportioned layout perfect for both entertaining and unwinding, while multiple screened~in porches invite you to enjoy gentle breezes and water views year~round. Outside, with approximately 200 feet of water frontage, the property truly shines ~ featuring a private pier and boathouse with lift, your own boat ramp, and a serene setting ideal for fishing, boating, or simply soaking in the beauty of lake life. Additional highlights include a covered walkway from the 2~car carport, and an impressive 800 square foot workshop located on the first floor, perfect for hobbies, storage, or projects. Whether you're looking for a full~time residence or a weekend getaway, this rare waterfront property combines space, privacy, and direct access to one of North Louisiana’s most sought~after lakes. Experience the charm, tranquility, and lifestyle that only Lake D’Arbonne living can offer...

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
4/10
Union Parish High SchoolGrades 6-122.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Basement,Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Range Hood,Gas Water Heater

Basement

  • Has basement: Yes

Bedroom

  • Level: First
  • Area: 176.7

Bedroom1

  • Level: First
  • Area: 242.82

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: First
  • Area: 191.8

Family Room

  • Level: First
  • Area: 268.47

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows,Negotiable
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,379
  • Total interior livable area: 2,296 sqft

Kitchen

  • Level: First
  • Area: 230

Master Bedroom

  • Level: First
  • Area: 222.75

Property

Details

  • Parcel number: 0010163150
  • Zoning: res
  • Zoning description: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered,Screened Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront

Lot

  • Lot size: 2.25 Acres
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Hard Surface Drv.
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Drought
Hail

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$322$3,864
Property Taxes $109$1,308
Electricity $173$2,083
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 71241$141
Union Parish$131

vs Homes Sold Last Month

Median $/sqft

ZIP 71241$124
Union Parish$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$427,500
2026-04-01Listed for sale$435,000
2002-08-27Sold--

For Sale by Agent

AgentKelley Oakley
BrokerageJohn Rea Realty

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