




1199 Flat Rock Rd, Breeding, KY, 42715
About This Home
Looking for a peaceful country setting just 15 minutes from the city limits of Columbia, KY? This beautifully remodeled brick home offers scenic views overlooking a neighboring farm and a gorgeous pond, creating the perfect backdrop for relaxed country living. Inside, you’ll find over 1,400 square feet of well-designed living space, featuring a spacious eat-in kitchen and dining combination, a large living room with double windows that frame the stunning outdoor views, three comfortable bedrooms, and one and a half baths. Every detail reflects thoughtful updates and timeless charm. Outside, the property sits on just over an acre of unrestricted land and includes a large storage building—ideal for gardening tools, equipment, or extra storage. If you’ve been waiting for a move-in-ready home with country charm, space to spread out, and an unbeatable location, this one is a must-see. Homes like this rarely come available at this price point—don’t miss your opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Washer,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None,Crawl Space
Bathroom
- Features: Separate Shower
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- Partial bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Other,Walls (Dry Wall),Country Kitchen,Eat-in Kitchen,Kitchen/Dining Combo
- Flooring: Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Electric
- Cooling features: Central Air,Central Electric
Interior Area
- Total structure area: 1,412
- Total interior livable area: 1,412 sqft
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Walk in Shower
Details
- Parcel number: 017000001100
Features
- Patio & porch: Covered Front Porch
- Exterior features: Garden
- Fencing: None
- Waterbody name: Dale Hollow
Lot
- Lot size: 1 Acres
- Features: Cleared,Rural Property,County,Farm,Out of City Limits
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $0 | $0 |
| Electricity | $154 | $1,850 |
| Total | $1,311 | $15,732 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $199,900 |
| 2026-01-12 | Listed for sale | $225,000 |
| 2026-01-09 | Sold | $2,000 |
