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2375 Jones Chapel Rd, Columbia, KY, 42728

4beds
4baths
2,684sqft
$899,000
$335price/sqft
$6,359/moest. monthly cost
$254,360/yrincome needed

About This Home

Welcome to one of South Central Kentucky's most remarkable private estates, 55.37 acres of pure seclusion, panoramic views, and income-producing opportunity tucked away in the scenic countryside of Columbia. Now offered under a single deed, this legacy property is more than just a home, it's a lifestyle, an investment, and a rare chance to own a piece of Kentucky paradise. From the moment you arrive, you're greeted by picturesque views in every direction, rolling pasture, mature hardwoods, and natural beauty stretch as far as the eye can see. The main residence is a beautifully designed 4-bedroom, 3.5-bath ranch with a full walkout basement, already outfitted with a finished bathroom and ready to be customized into additional living space, a guest suite, or entertainment area. Inside, you'll find a warm, open layout, a formal dining space, large laundry room, and a connection to nature from nearly every window. Step out onto the expansive rear deck and take in the sights of your land while overlooking a heated 20x40 L-shaped inground pool, the perfect place to unwind or entertain under the stars. Positioned at the front of the property is a private 1200 square feet 2-bedroom, 1-bath apartment complete with its own kitchen, living area, and generous 1200 square feet of storage space ideal for multigenerational living, guests, or as a high-demand rental. The grounds include a 2-car attached garage, a large detached multi-car garage/workshop with wood burning stove, an open-faced lean-to for tractors and equipment, a chicken coop, and a spacious ready-to-go livestock barn. Approximately 15 acres are fenced for active pasture use. This property is not just beautiful; it works for you. Three active oil wells generate income, with one well supplying free natural gas to the home and detached garage. The acreage includes mature, marketable timber and a stocked pond, while the land is teeming with wildlife, making it a dream for the avid hunter, outdoorsman, or conservationist. And yes, mineral rights convey. Whether you're looking to homestead, invest, or simply enjoy complete peace and privacy, this estate delivers at every turn. A one-year home warranty through America's Preferred ($499 value) is included to give added peace of mind. This is country living redefined seclusion, space, and self-sufficiency without compromise. Shown by private appointment only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
4/10
Adair County High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Area

  • Level: First

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,684

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,684
  • Total interior livable area: 2,684 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0220000045.04

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Fencing: Farm
  • Waterfront features: Creek

Lot

  • Lot size: 55.37 Acres
  • Features: Pond on Lot,See Remarks,Cleared,Wooded
  • Lot size dimensions: 0

Parking

  • Total spaces: 5
  • Parking features: Detached,Attached,Entry Front,Entry Side,See Remarks,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$894$10,728
Property Taxes $709$8,508
Electricity $211$2,543
Total$6,359$76,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,022/yr
40% on housing$190,770/yr
45% on housing$169,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 42728$149
Adair County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 42728
Adair County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$919,900
2026-03-29Listed for sale$929,900
2026-01-12Listing removed$949,000
2025-07-11Listed for sale$949,000
2025-07-10Listing removed--
2025-06-27Listed for sale$989,900

For Sale by Agent

AgentFrankie Brown
BrokerageRed 1 Realty

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