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200 N 4th St, Scottsville, KY, 42164

5beds
3baths
2,321sqft
$379,900
$164price/sqft
$2,648/moest. monthly cost
$105,920/yrincome needed

About This Home

A True Jewel with Timeless History – Circa 1907 Victorian Step into a rare opportunity to own a stunning circa 1907 Victorian home, rich in character and loaded with history. This architectural gem beautifully blends timeless charm with everyday functionality. Offering 5 spacious bedrooms, the main level features a private primary suite complete with an en suite bath and walk-in closet. The heart of the home is a gorgeous kitchen designed for gathering — showcasing abundant cabinetry, a generous pantry, and a large island that comfortably seats six. Whether hosting holidays or casual mornings, this space was made for connection. The main floor also includes: dining room, den with fireplace, Dedicated office space, Spacious laundry room, Additional full bathroom Upstairs, you’ll find four additional bedrooms and a full bath, offering room for family, guests, or creative spaces. Outdoor living is just as impressive. Enjoy quiet mornings on the covered front porch or unwind on the screened-in back porch, which seamlessly leads to a charming carriage house featuring additional living/entertaining space and a two-car garage.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 1907

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Wall Oven,Cooktop,Dishwasher,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 144

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access

Bathroom

  • Features: Double Vanity,Tub/Shower Combo

Bedroom2

  • Level: Upper
  • Area: 290.16

Bedroom3

  • Level: Upper
  • Area: 159.425

Bedroom4

  • Level: Upper
  • Area: 116.55

Bedroom5

  • Level: Upper
  • Area: 157.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 240.24

Family Room

  • Level: Main
  • Area: 243.32

Features

  • Ceiling Fan(s),Walls (Dry Wall),Formal Dining Room
  • Window features: Vinyl Frame,Wood Frames
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: 2,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,321
  • Total interior livable area: 2,321 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters
  • Level: Main
  • Area: 312

Living Room

  • Area: 243.32

Master Bathroom

  • Level: Main
  • Area: 74.9

Master Bedroom

  • Level: Main
  • Area: 235.62

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4239

Features

  • Levels: One and One Half
  • Patio & porch: Enclosed Porch
  • Exterior features: Landscaping
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.38 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$273$3,276
Property Taxes $272$3,264
Electricity $183$2,199
Total$2,648$31,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,788/yr
40% on housing$79,440/yr
45% on housing$70,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$148
Allen County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$379,900
2022-02-21Pending sale$279,900
2022-02-14Listed for sale$279,900
2020-12-15Sold$213,500
2020-11-02Pending sale$210,000
2020-09-16Price change$210,000
2020-07-30Price change$215,900
2020-06-17Listed for sale$219,900
2018-08-30Sold$199,000
2018-06-12Pending sale$224,900
2018-05-15Listed for sale$224,900
2012-02-21Sold$112,500
2006-05-25Sold$110,000

For Sale by Agent

AgentKelly Lile Davis
BrokerageKeller Williams First Choice R

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