340 Sauger Trl, Scottsville, KY, 42164
About This Home
Just a short walk from Barren River Lake and minutes from nearby boat ramps, this inviting property offers the perfect blend of comfort, flexibility, and lakeside living. Set across ten total lots, it provides exceptional potential for a lake house retreat, Airbnb investment, camper/RV setup, or future development. The home features a beautiful open-concept layout, ideal for entertaining after long days on the water. With 2 bedrooms plus a large loft currently used as the primary suite, the home offers generous space and versatility. The loft can be easily enclosed to create a true third bedroom, giving you even more options for guests, family, or rental income. Outside, the expansive land offers room for camper pads, additional build sites, or the opportunity to sell individual lots. Whether you envision a lakeside getaway, a multi-site rental property, or a private campground for friends and family, this property delivers unmatched flexibility. Peaceful surroundings, lake access, and endless possibilities make 340 Sauger Trail a standout opportunity near Barren River Lake.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built In Wall Oven,Dishwasher,Microwave,Refrigerator,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None,Crawl Space
Bathroom
- Features: Other
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Other,Walls (Dry Wall),Eat-in Kitchen,Kitchen/Dining Combo
- Flooring: Other
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air,Central Electric
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Kitchen
- Features: Pantry
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Level: Upper
Master Bedroom
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 80120A40A
Features
- Levels: One and One Half
- Patio & porch: Patio
- Exterior features: Gas Grill
- Fencing: None
- Waterfront features: Other-See Remarks
- Waterbody name: Barren River Lake
Lot
- Lot size: 1.60 Acres
- Features: Other
Parking
- Parking features: Detached Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $66 | $792 |
| Electricity | $213 | $2,558 |
| Total | $2,293 | $27,516 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-07 | Listed for sale | $364,900 |
| 2025-11-01 | Listing removed | $360,000 |
| 2025-09-09 | Price change | $360,000 |
| 2025-07-29 | Listed for sale | $370,000 |
| 2025-01-24 | Listing removed | $375,000 |
| 2024-08-21 | Price change | $375,000 |
| 2024-07-28 | Listed for sale | $399,900 |
| 2014-08-29 | Sold | $60,000 |
| 2014-05-15 | Price change | $64,900 |
| 2014-01-28 | Listed for sale | $69,900 |
| 2013-08-06 | Listing removed | $69,900 |
| 2013-03-23 | Listed for sale | $69,900 |
| 2013-01-02 | Listing removed | $75,000 |
| 2012-11-20 | Listed for sale | $75,000 |
| 2004-01-01 | Sold | $55,000 |
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