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1600 Puncheon Creek Rd, Lawrenceburg, KY, 40342

5beds
5baths
3,107sqft
$469,900
$151price/sqft
$3,291/moest. monthly cost
$131,640/yrincome needed

About This Home

Motivated seller!! Worried about internet for this house? We are pleased to announce you now have spectrum service at this home. Beautiful Sunsets & Peaceful Living on 2+ Acres! Welcome home to this spacious 5-bedroom, 3 full and 2 half bath gem, perfectly situated on a serene 2.18-acre wooded lot. Built in 2022, this stunning home is truly move-in ready and offers over-the-top comfort, space, and modern amenities. The heart of the home is the expansive kitchen, complete with stainless steel appliances, a triple pantry cabinet, and plenty of room to gather. The first-floor primary suite features a large walk-in closet and a private ensuite bath. Upstairs, you'll find four generously sized bedrooms and two full bathrooms—perfect for a growing family or guests. The versatile basement includes a cozy wood-burning stove and is ideal for a home gym, game room, or additional living space. Throughout the home, you'll love the durability and clean look of laminate flooring. Worry-free living awaits with a metal roof, two HVAC systems, two water heaters, and dual electric panel boxes—offering efficiency and room to expand. The oversized 2-car garage includes cabinetry and extra storage space for all your tools and toys. Enjoy stunning sunsets, privacy, and peace—just minutes from the Bluegrass Parkway and convenient to Versailles, Lawrenceburg, Elizabethtown, and Lexington. Don't miss this rare opportunity to enjoy country-style living with city access! Schedule your private showing today—this home is ready for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Anderson County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Lower

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds,Screens
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 647
  • Finished area above ground: 2,460

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,107
  • Total interior livable area: 3,107 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Property

Details

  • Parcel number: 223601

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 2.18 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$267$3,204
Property Taxes $403$4,836
Electricity $245$2,944
Total$3,291$39,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,834/yr
40% on housing$98,730/yr
45% on housing$87,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 40342$163
Anderson County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 40342$168
Anderson County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$469,900
2026-01-15Price change$475,000
2025-10-19Price change$485,000
2025-09-10Price change$498,000
2025-04-04Listed for sale$499,000
2019-08-08Sold$28,500
2019-07-30Pending sale$30,000
2019-06-06Listed for sale$30,000
2018-10-17Sold$22,000
2018-10-04Pending sale$22,000
2018-07-28Listed for sale$22,000

For Sale by Agent

AgentShelia McCoy
BrokerageRE/MAX Creative Realty

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