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225 N Main St, Lawrenceburg, KY, 40342

4beds
2baths
2,325sqft
$249,900
$107price/sqft
$1,691/moest. monthly cost
$67,640/yrincome needed

About This Home

Welcome to this delightful 4-bedroom, 2-bath home full of character and warmth! From the moment you arrive, you'll be drawn in by the inviting front porch—perfect for morning coffee or relaxing evenings. Inside, the home offers a comfortable layout with plenty of space for family living, featuring cozy living areas and abundant natural light throughout. The classic charm of this older home shines through while still offering modern functionality. Step out back and discover a generously sized backyard—ideal for entertaining, pets, gardening, or simply enjoying the outdoors. The covered patio provides the perfect space for hosting gatherings or unwinding year-round! Located on Main Street, this home offers the perfect blend of charm, space, and comfort! Schedule your showing today and come see all this home has to offer

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,325

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,325
  • Total interior livable area: 2,325 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: L2311

Features

  • Exterior features: Fire Pit

Lot

  • Lot size: 0.40 Acres
  • Features: Few Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$142$1,704
Property Taxes $103$1,236
Electricity $183$2,203
Total$1,691$20,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,977/yr
40% on housing$50,730/yr
45% on housing$45,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 40342$164
Anderson County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 40342$168
Anderson County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$269,000
2026-03-18Listed for sale$279,000
2003-08-01Sold$75,000

For Sale by Agent

AgentSamuel Laytart
BrokerageUnited Real Estate Bluegrass

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