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1049 McDonald Rd, Lawrenceburg, KY, 40342

3beds
2baths
2,155sqft
$850,000
$394price/sqft
$5,470/moest. monthly cost
$218,800/yrincome needed

About This Home

Enjoy the rural life style in this beautiful log home on 20 very private acres of all woods just minutes from Lawrenceburg, Kentucky right on the bourbon trail. In addition this property is turn key to start your own Airbnb with a detached 4000 square foot barndominium with 6 bedrooms and 4 full baths, a large family gathering area, and full kitchen. The log home has 2100 square feet with 3 bedrooms and 2 full baths on a full walkout basement. There are so many possibilities with income producing options. There is a detached utility building that is 30x36 for equipment and storage. Enjoy your own private lake in the back of the log home that is stocked with fish. Call for the details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,155

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,155
  • Total interior livable area: 2,155 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 372701001

Features

  • Levels: One and One Half
  • Exterior features: Fire Pit

Lot

  • Lot size: 20 Acres
  • Features: Secluded,Wooded,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Basement,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$484$5,808
Property Taxes $518$6,216
Electricity $170$2,042
Total$5,470$65,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,542/yr
40% on housing$164,100/yr
45% on housing$145,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 40342$157
Anderson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 40342$168
Anderson County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$899,000
2026-03-27Listed for sale$950,000
2019-11-26Sold$236,500
2015-04-15Sold$230,000
2015-03-23Pending sale$225,000
2015-03-12Listed for sale$225,000

For Sale by Agent

AgentBernie Utterback
BrokerageRE/MAX Creative Realty

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