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1332 Pine Meadows Dr, Lawrenceburg, KY, 40342

4beds
2baths
2,926sqft
$535,000
$183price/sqft
$3,699/moest. monthly cost
$147,960/yrincome needed

About This Home

Set on a level 0.78-acre lot in Sycamore Estates, this Lawrenceburg home offers outdoor living that is already finished and ready to use. A new privacy fence went in this year, so the above-ground pool, the deck and the patio all sit in a back yard that stays your own, with open lawn left over for gardening or room to spread out. Inside, the 1.5-story Cape Cod plan offers four bedrooms with the primary suite on the main floor and a walk-in closet, so daily living stays on one level. Hardwood flooring runs through the main living area and a gas fireplace anchors the room where everyone gathers. Built in 2005 on a slab, with a two-car attached garage, a storage shed, and no HOA dues or rules to work around. See Supplement Remarks for more. Sycamore Estates is a quiet, established neighborhood on the edge of Lawrenceburg, minutes from US 127 and the Anderson County schools. Frankfort is about fifteen minutes up the road, Lexington around thirty, and Louisville under an hour. If you enjoy the Bourbon Trail, Four Roses and Wild Turkey are practically neighbors. The privacy fence added in 2026 is the kind of project most buyers put off for a couple of years - here it is already done. Homes this size in Sycamore Estates, with a pool, a fenced yard, a main-floor primary suite and no HOA, do not come up often.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,926

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,926
  • Total interior livable area: 2,926 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 4332013

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Privacy

Lot

  • Lot size: 0.78 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$304$3,648
Property Taxes $459$5,508
Electricity $231$2,772
Total$3,699$44,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,822/yr
40% on housing$110,970/yr
45% on housing$98,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 40342$163
Anderson County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 40342$168
Anderson County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$535,000
2025-10-10Sold$489,000
2025-09-13Pending sale$499,900
2025-09-11Listed for sale$499,900
2015-12-04Sold$234,900
2015-10-28Pending sale$234,900
2015-10-12Price change$234,900
2015-08-07Price change$239,900
2015-06-23Listed for sale$249,900
2015-04-27Listing removed$239,000
2015-04-13Listed for sale$239,000
2011-04-19Sold$211,000
2006-08-16Sold$203,000

For Sale by Agent

AgentZachary Tipton
BrokerageTorrey Smith Realty Co., LLC

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