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1092 Scenic Gdn, Lawrenceburg, KY, 40342

4beds
3baths
4,250sqft
$749,000
$176price/sqft
$5,138/moest. monthly cost
$205,520/yrincome needed

About This Home

All brick two-story home located in The Garden’s subdivision. Property backs up to Wild Turkey Trace golf course. Home includes a mother-in-law suite complete with bedroom, bathroom, walk-in closet, kitchen and great room. Home has an enclosed sunroom, two car garage and a golf cart garage, fiberglass in-ground pool with heater and salt cell and custom built in shelves and mantle.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,250 sqft

Property

Details

  • Parcel number: 44290105024

Features

  • Exterior features: Brick

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$426$5,112
Property Taxes $590$7,080
Electricity $335$4,027
Total$5,138$61,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,160/yr
40% on housing$154,140/yr
45% on housing$137,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 40342$163
Anderson County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 40342$168
Anderson County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$749,000
2026-04-10Listing removed--
2017-10-09Sold$370,000
2017-09-02Listed for sale$370,000
2017-08-17Pending sale$370,000
2017-07-18Price change$370,000
2017-07-12Listed for sale$390,000
2008-08-04Sold$308,600
2007-08-29Sold$41,000
2004-05-03Sold$40,000

For Sale by Owner

AgentProperty Owner

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