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105 Highway 190, Pineville, KY, 40977

3beds
3baths
2,426sqft
$525,000
$216price/sqft
$3,730/moest. monthly cost
$149,200/yrincome needed

About This Home

This property is in a perfect location for the golfer in you. Wasioto Winds Golf Course is immediately across the road from this property, and this property has access to Boone Trace Hiking Trail and is close to the Pine Mountain State Park. The main house has 3 full bathrooms and 3 bedrooms (2 bedrooms are suites) there are 2 stone gas log fireplaces, one in the Sunroom and the other in the living room, The living room has a gorgeous wood cathedral ceiling. The shining hardwood floors are an added bonus to the fine home, the amazing kitchen has an abundance of cabinets, there is an island in the kitchen, Kitchen extends to formal dining area and also leads to back covered porch. This home has a large spacious laundry room. There are lots of closets, double pane windows, 2 heat pumps that are serviced regularly, this home sits on a level yard with privacy from back porch, the front porch offers view of the golf course. Home has a handicap ramp for easy entry and has 36 inch doors for wheelchair access. High speed internet is available, public water, paved driveway with extra parking spaces. There is a 2 car garage/workshop and a 2 car carport on property. Gorgeous mountain views. Home has natural gas, cookstove is gas, all kitchen appliances stay with home plus washer and dryer. The second home has 2 bedrooms, one full bathroom, living room, family room and eat-in kitchen, laundry hookup, heat and air are wall units, wrapped porch with great views, septic system, public water. This home is ideal for additional income or to keep a family members close by. This property is close to downtown Pineville, hospitals and medical clinics as well as shopping.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Bell County High SchoolGrades 9-121.6 mi
7/10
Page School CenterGrades PK-83.2 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Stone,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Eat-in Kitchen
  • Window features: Insulated Windows,Drapes
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,426
  • Total interior livable area: 2,426 sqft

Property

Details

  • Parcel number: part of 0760000020.00

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting
  • Frontage type: Golf Course

Lot

  • Lot size: 2 Acres
  • Features: On Golf Course,Corner Lot,Level,Rolling Slope

Parking

  • Total spaces: 4
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Landslide
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$491$5,892
Property Taxes $394$4,728
Electricity $191$2,299
Total$3,730$44,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,885/yr
40% on housing$111,900/yr
45% on housing$99,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.7%
13.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 40977$99
Bell County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 40977$105
Bell County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$525,000
2025-12-04Listed for sale$699,000
2025-12-01Listing removed$799,000
2025-10-20Price change$799,000
2025-06-20Price change$1,199,900
2025-05-16Listed for sale$1,499,900
2016-06-28Listing removed$285,000
2016-06-10Price change$285,000
2016-06-09Listed for sale$235,000

For Sale by Agent

AgentVirginia Wilder
BrokerageCentury 21 Virginia Wilder Real Estate

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