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303 Seminary St, Carrollton, KY, 41008

3beds
1baths
1,260sqft
$75,000
$60price/sqft
$665/moest. monthly cost
$26,600/yrincome needed

About This Home

Located in the heart of historic downtown Carrollton, KY, this property offers an exciting opportunity for investors, renovators, or buyers looking to create a home of their own. The home has already seen some updates, including attractive maple-finish kitchen cabinets, providing a great starting point for your vision. With a little TLC, this property has the potential to become a profitable rental, a rewarding flip, or a charming primary residence. Conveniently located near downtown shops, dining, and local amenities, the possibilities are endless. Don't miss this chance to add value and make it your own—schedule your showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
2/10
--

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,260

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: C12508

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 5,227 sqft
  • Features: Cleared,Level
  • Lot size dimensions: 50 x 104

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$68$816
Property Taxes $64$768
Electricity $154$1,850
Total$665$7,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,800/yr
40% on housing$19,950/yr
45% on housing$17,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 41008$122
Carroll County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 41008
Carroll County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$75,000

For Sale by Agent

AgentChris D Hembree
BrokerageRealty ONE Group River Valley

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