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1026 Scotts Chapel Rd, Liberty, KY, 42539

5beds
2baths
2,475sqft
$179,000
$72price/sqft
$1,384/moest. monthly cost
$55,360/yrincome needed

About This Home

If you've been looking for peaceful country living with plenty of space for your family, animals, and hobbies, this 5-bedroom, 2 bath manufactured home on a permanent foundation is full of opportunity! Situated on 1.7 scenic acres in the heart of Casey County, this property offers the privacy and tranquility of country life while providing plenty of room to make it your own. Inside, you'll find a spacious, floor plan featuring a large living room and dining area, a generously sized kitchen with a bar/island, open to a den complete with a fireplace with gas logs. Patio doors lead from the den to a deck, creating the perfect space for entertaining or simply enjoying the beautiful countryside. there is a laundry room off of the den with a door to the deck. An addition to the home provides even more living space and includes two additional bedrooms along with a large bonus room that could serve as a man cave, family room, media room, game room, home office, or whatever best fits your needs, it even comes with a pool table. Outside, you'll love the large covered front porch where you can relax and take in the peaceful surroundings. The property also features mature shade trees, a fenced pasture ready for livestock, a three-bay machinery shed, and two storage buildings, offering endless possibilities for farming, gardening, or recreational use. The home has just recently been painted so it has a clean, fresh look. Floor coverings are needed for the living room and two bedrooms. Whether you're dreaming of starting a small hobby farm, raising animals, or simply enjoying the quiet beauty of country living, this property offers space, versatility, and tremendous potential. Don't miss this chance to own an affordable country property with endless possibilities. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Casey County High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Finished area above ground: 2,475

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 2,475
  • Total interior livable area: 2,475 sqft

Property

Details

  • Parcel number: 03609B
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 1.70 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$143$1,716
Property Taxes $141$1,692
Electricity $195$2,345
Total$1,384$16,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,451/yr
40% on housing$41,520/yr
45% on housing$36,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 42539$127
Casey County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42539
Casey County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$179,000

For Sale by Agent

AgentAudrey Rousey
BrokerageCochran-Rousey Realty & Auction

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