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392 River View Dr, Liberty, KY, 42539

3beds
3baths
2,880sqft
$374,900
$130price/sqft
$2,719/moest. monthly cost
$108,760/yrincome needed

About This Home

This spacious home is located at the end of a cul de sac and sits on 2 nice lots. The home itself has approx 3,400 sq ft with 3 bedrooms and 2.5 baths. There are many updated features including but not limited to, New windows done 10-12 years ago,A new metal roof done 4 years ago, new granite counter tops done 2 years ago, new laminate flooring done 1 year ago in 2 of the bedrooms, living and family areas. There was a new front entrance added to the home, and 2 heat pumps added 5-6 years ago. There are 2 fireplaces with gas logs. There is a large laundry area with plenty of cabinets for storage. Also added recently was new insulation in both the ceiling and floor areas.The home has had the best of care and was built in 1972. It has an unattached 2 car garage with cabinets the complete width of the building. Outside there is a 10 x 20 storage building that is insulated, and wired. There is a chain link fenced lot in the rear of the home. All of the appliances stay with the home as well as some of the office furniture upstairs. Give us a call to set up an appointment to see this lovely home

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Liberty Elementary SchoolGrades PK-51.1 mi
3/10
4/10
Casey County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Block
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,880 sqft

Property

Details

  • Parcel number: 083AA22

Features

  • Exterior features: Brick

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$301$3,612
Property Taxes $296$3,552
Electricity $227$2,729
Total$2,719$32,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,222/yr
40% on housing$81,570/yr
45% on housing$72,506/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 42539$124
Casey County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 42539
Casey County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$350,000
2016-10-07Listing removed$224,900
2016-04-18Pending sale$224,900
2016-03-16Price change$224,900
2015-10-07Listed for sale$269,900
1992-03-01Sold$85,000

For Sale by Owner

AgentProperty Owner

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