




13 Bel Air Dr, Winchester, KY, 40391
About This Home
Don't let this charming brick ranch fool you—it's what's waiting out back that will absolutely steal the show! Nestled in the heart of Winchester, this 3BR/3BA home offers an incredible backyard oasis that's perfect for entertaining, relaxing, and making memories all summer long. The sparkling in-ground pool is the centerpiece of this private retreat, surrounded by expansive concrete decking and complemented by a covered pool bar with electricity. An additional freestanding deck provides even more room to relax, while the fixed outdoor movie screen creates unforgettable movie nights from the comfort of your pool float. Gather around the fire pit on cool evenings, shoot hoops on the spacious patio, relax in the hot tub, or enjoy hobbies and extra storage in the outbuilding complete with electricity. The fully fenced backyard truly feels like your own private staycation. Inside, the home offers a comfortable and flexible layout. The fully equipped eat-in kitchen features a breakfast bar with a cozy dining/sitting area with fireplace insert that's perfect for easy cooking and entertaining. The main level includes a private primary suite, an additional bedroom, and a second full bath. The finished walkout basement adds exceptional flexibility with a spacious family room that could easily serve as a third bedroom, a full bath, and a bonus room ideal for a home office, exercise room, hobby space, or even a potential fourth bedroom (no egress). A one-car basement garage provides additional storage and convenience. From the street, this home is modest and unassuming—but step into the backyard and you'll discover one of Winchester's best-kept secrets. If you've been dreaming of a home where every day feels like a vacation with an affordable price tag, this is one you won't want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Cooktop,Oven
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access
Bathroom2
- Level: First
Bathroom3
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Lower
Features
- Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Ceiling Fan(s),Soaking Tub
- Door features: Storm Door(s)
- Window features: Insulated Windows,Blinds
- Flooring: Carpet,Laminate,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Insert
- Fireplace: Yes
- Finished area below ground: 545
- Finished area above ground: 1,523
Foyer
- Level: First
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 2,068
- Total interior livable area: 2,068 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 042401300600
Features
- Levels: One
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Basketball Court,Fire Pit
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.34 Acres
- Features: Landscaped
Parking
- Total spaces: 1
- Parking features: Basement,Driveway,Garage Door Opener,Garage Faces Rear
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $389 | $4,668 |
| Electricity | $163 | $1,959 |
| Total | $2,376 | $28,512 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Contingent | $329,000 |
| 2026-07-24 | Price change | $329,000 |
| 2026-07-05 | Listed for sale | $339,000 |
| 1999-04-16 | Sold | $102,000 |
