13 Maryland Ave, Winchester, KY, 40391
About This Home
Welcome Home! Located across the street from a park with walking trails and 2 dog runs, this home is ready for a new owner. Featuring 2 bedrooms on the first floor and an optional 3rd bedroom or bonus room in the partially finished attic space. The original hardwood floors are located throughout the home. VA assumable loan with a 2.99% interest rate - you can't beat that in today's market! Home features a newer roof and gutters as well as a large fenced backyard. Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Block
- Roof: Dimensional Style,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: Second
Features
- Eat-in Kitchen
- Flooring: Hardwood,Tile
- Finished area below ground: 0
- Finished area above ground: 1,472
Heating & Cooling
- Heating features: Electric,Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,472
- Total interior livable area: 1,472 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Utility Room
- Level: First
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 043302100200
Features
- Levels: One and One Half
- Fencing: Chain Link,Partial
Lot
- Lot size: 6,098 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $829 | $9,948 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $193 | $2,316 |
| Electricity | $154 | $1,850 |
| Total | $1,256 | $15,072 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $169,000 |
| 2026-04-18 | Listed for sale | $179,000 |
| 2021-09-07 | Sold | $146,000 |
| 2021-08-08 | Pending sale | $120,000 |
| 2021-07-21 | Price change | $120,000 |
| 2021-07-10 | Price change | $125,000 |
| 2021-04-16 | Pending sale | $119,000 |
| 2021-04-09 | Price change | $119,000 |
| 2021-03-31 | Listed for sale | $125,000 |
| 2007-06-22 | Sold | $60,000 |
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