186 Chardonnay Ct, Winchester, KY, 40391
About This Home
Fontaine Estates, a great place to call home. This spacious 4 bedroom 3 bath property offers an abundance of storage,, including charming window seats. Enjoy the convenience of an oversized driveway and garage, along with a beautifully designed outdoor setting, feauring a fire pit and a dedicated entertainment space. The thoughtfully planned, custom designed landscaping enhances the home's curb appeal while the finished basement provides the perfect area for both fun and relaxation. Custom built csbinets add charm and functionality throughout the home, complemented by two generous lots offering plenty of space to spread out. The expansive yard features mature, shade giving trees and a unique historical cemetary bordered by distinctive rock fencing creating a property rich in character, privacy and natural beauty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Aluminum Siding,Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Den
- Level: Lower
Dining Room
- Level: First
Family Room
- Level: First
Features
- Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Storm Window(s),Window Treatments,Blinds,Screens
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
- Finished area below ground: 1,768
- Finished area above ground: 5,290
Foyer
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 7,058
- Total interior livable area: 7,058 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 044101001906
Features
- Levels: One and One Half
- Has view: Yes
- View description: Trees/Woods,Neighborhood
Lot
- Lot size: 0.78 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $330 | $3,960 |
| Property Taxes | $571 | $6,852 |
| Electricity | $557 | $6,688 |
| Total | $4,871 | $58,452 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $749,999 |
| 2026-04-02 | Listed for sale | $799,000 |
| 2026-02-24 | Listing removed | $799,999 |
| 2025-09-02 | Price change | $799,999 |
| 2025-08-07 | Price change | $825,000 |
| 2025-07-05 | Price change | $885,000 |
| 2025-03-08 | Listed for sale | $950,000 |
| 2012-01-23 | Sold | $1,316 |
| 1997-08-27 | Sold | $235,000 |
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