See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

128 Cherokee Dr, Winchester, KY, 40391

5beds
2baths
2,082sqft
$314,900
$151price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Welcome to 128 Cherokee Drive, where space, versatility, and convenience come together! This all-brick split-foyer home offers 5 bedrooms, 2 full bathrooms, and over 2,000 square feet of comfortable living space, making it ideal for growing families, multi-generational living, or anyone needing extra room. The main level features a bright and inviting living room, while the finished lower level offers a second spacious living area—perfect for a family room, game room, home office, or guest retreat. An exterior entrance to the basement adds flexibility and convenience. Situated in an established neighborhood just minutes from shopping, dining, schools, and other everyday amenities, this home combines a desirable location with a functional layout that's ready to fit your lifestyle. Don't miss your opportunity to make this Winchester home your own! Updates include new furnace, brand new kitchen appliances and additional kitchen cabinets, additional insulation, and first floor bathroom plumbing updates.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Features

  • Ceiling Fan(s)
  • Window features: Screens
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area below ground: 939
  • Finished area above ground: 1,143

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,082
  • Total interior livable area: 2,082 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 044101900500

Features

  • Levels: Multi/Split
  • Fencing: Chain Link

Lot

  • Lot size: 8,276 sqft
  • Features: Few Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$154$1,848
Property Taxes $266$3,192
Electricity $164$1,973
Total$2,176$26,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 40391$163
Clark County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 40391$158
Clark County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$309,900
2026-07-31Price change$314,900
2026-07-11Listed for sale$319,900
2026-06-02Listing removed$319,900
2026-03-02Listed for sale$319,900
2026-03-01Listing removed$319,900
2025-10-17Price change$319,900
2025-09-26Listed for sale$324,900
2024-11-18Sold$270,000
2024-10-17Pending sale$275,000
2024-10-01Contingent$275,000
2024-09-18Listed for sale$275,000
2024-09-14Contingent$275,000
2024-09-05Price change$275,000
2024-08-30Price change$280,000
2024-08-12Price change$285,000
2024-08-02Listed for sale$295,000
2022-07-18Sold$265,000
2022-06-13Pending sale$255,000
2022-06-03Price change$255,000
2022-05-23Listed for sale$265,000
2019-03-22Sold$155,000
2019-02-08Pending sale$159,900
2019-01-24Listed for sale$159,900
2019-01-22Pending sale$159,900
2019-01-07Price change$159,900
2018-11-07Listed for sale$154,900
2011-01-14Sold$125,000

For Sale by Agent

AgentTyler A Hurst
BrokerageOak & Acre

Similar Homes