




128 Cherokee Dr, Winchester, KY, 40391
About This Home
Welcome to 128 Cherokee Drive, where space, versatility, and convenience come together! This all-brick split-foyer home offers 5 bedrooms, 2 full bathrooms, and over 2,000 square feet of comfortable living space, making it ideal for growing families, multi-generational living, or anyone needing extra room. The main level features a bright and inviting living room, while the finished lower level offers a second spacious living area—perfect for a family room, game room, home office, or guest retreat. An exterior entrance to the basement adds flexibility and convenience. Situated in an established neighborhood just minutes from shopping, dining, schools, and other everyday amenities, this home combines a desirable location with a functional layout that's ready to fit your lifestyle. Don't miss your opportunity to make this Winchester home your own! Updates include new furnace, brand new kitchen appliances and additional kitchen cabinets, additional insulation, and first floor bathroom plumbing updates.
Getting Around
Schools
Construction
Condition
- Year built: 1969
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Lower
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Lower
Features
- Ceiling Fan(s)
- Window features: Screens
- Flooring: Hardwood,Tile,Vinyl
- Finished area below ground: 939
- Finished area above ground: 1,143
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,082
- Total interior livable area: 2,082 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 044101900500
Features
- Levels: Multi/Split
- Fencing: Chain Link
Lot
- Lot size: 8,276 sqft
- Features: Few Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $266 | $3,192 |
| Electricity | $164 | $1,973 |
| Total | $2,176 | $26,112 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $309,900 |
| 2026-07-31 | Price change | $314,900 |
| 2026-07-11 | Listed for sale | $319,900 |
| 2026-06-02 | Listing removed | $319,900 |
| 2026-03-02 | Listed for sale | $319,900 |
| 2026-03-01 | Listing removed | $319,900 |
| 2025-10-17 | Price change | $319,900 |
| 2025-09-26 | Listed for sale | $324,900 |
| 2024-11-18 | Sold | $270,000 |
| 2024-10-17 | Pending sale | $275,000 |
| 2024-10-01 | Contingent | $275,000 |
| 2024-09-18 | Listed for sale | $275,000 |
| 2024-09-14 | Contingent | $275,000 |
| 2024-09-05 | Price change | $275,000 |
| 2024-08-30 | Price change | $280,000 |
| 2024-08-12 | Price change | $285,000 |
| 2024-08-02 | Listed for sale | $295,000 |
| 2022-07-18 | Sold | $265,000 |
| 2022-06-13 | Pending sale | $255,000 |
| 2022-06-03 | Price change | $255,000 |
| 2022-05-23 | Listed for sale | $265,000 |
| 2019-03-22 | Sold | $155,000 |
| 2019-02-08 | Pending sale | $159,900 |
| 2019-01-24 | Listed for sale | $159,900 |
| 2019-01-22 | Pending sale | $159,900 |
| 2019-01-07 | Price change | $159,900 |
| 2018-11-07 | Listed for sale | $154,900 |
| 2011-01-14 | Sold | $125,000 |
