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192 Lakeshore Dr, Albany, KY, 42602

6beds
9baths
8,000sqft
$949,900
$119price/sqft
$7,041/moest. monthly cost
$281,640/yrincome needed

About This Home

Welcome to this extraordinary custom-built estate offering approximately 8,000 square feet of beautifully crafted living space, located on Dale Hollow Lake at Wisdom Dock. This expansive home features six bedrooms, including five private master suites — Big master suite on the main level, three located on the upper level and one within the spacious walk-out basement. Impeccable attention to detail is evident throughout, with handmade custom cabinetry, hardwood floors, and foot-wide crown molding enhancing the elegance of both the main floor and the basement. The home includes two full kitchens and three full laundry rooms, with one laundry room conveniently located on each level. The walk-out basement offers incredible versatility with its own master suite, kitchen, and finished 16x16 storage room. A heated pool, complete with a new pump and heater, creates the perfect setting for outdoor enjoyment, complemented by a full bath with direct access from the pool area — ideal for rinsing off or changing without going through the main living space. Inside, you’ll find three fireplaces with gas logs — all real and without inserts — adding warmth and charm throughout. Additional features include an oversized three-car garage, a private office, a craft room, a storm cellar, and advanced connectivity with CoAx and Ethernet wiring in every room. Whether you're hosting, relaxing, or working from home, this remarkable home provides space, comfort, and luxury in one of Kentucky’s most scenic locations.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
Albany Elementary SchoolGrades 1-46.0 mi
5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2002

Materials

  • Foundation: Brick/Mortar
  • Roof: Dimensional,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 2500

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Double Vanity

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 7
  • Partial bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Tray Ceiling(s),Vaulted Ceiling(s),Wet Bar,Eat-in Kitchen,Formal Dining Room
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: 3,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 8,000
  • Total interior livable area: 8,000 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Level Drive,Seat in Shower,Walk in Shower

Details

  • Parcel number: 00

Features

  • Pool features: In Ground
  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Landscaping,Trees
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Public Lake,Lake
  • Waterbody name: Dale Hollow

Lot

  • Lot size: 1.50 Acres
  • Features: Farm,Subdivided

Parking

  • Total spaces: 3
  • Parking features: Attached,Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$918$11,016
Property Taxes $689$8,268
Electricity $631$7,581
Total$7,041$84,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,405/yr
40% on housing$211,230/yr
45% on housing$187,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 42602$307
Clinton County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 42602
Clinton County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Price change$1,099,999
2025-10-06Price change$1,199,900
2025-07-30Price change$1,299,900
2025-06-16Price change$1,399,900
2025-05-19Listed for sale$1,499,900

For Sale by Agent

AgentAsher Sullivan
BrokerageColdwell Banker Legacy Group

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