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5763 State Highway 90 E, Albany, KY, 42602

3beds
2baths
1,456sqft
$309,900
$213price/sqft
$2,107/moest. monthly cost
$84,280/yrincome needed

About This Home

Check out this beautiful private home sitting on 2.22 acres!! It is conveniently located off of Hwy 90, and only 15 minutes from Marina Rowena!! It has 3 bedrooms, 1.5 bathrooms, a sunroom, and an unfinished basement. There are laundry hookups in the sunroom, and in the basement. You have plenty of parking, with a one garage attached garage in the basement, a barn with full loft and one car parking, and a driveway. The home had a new roof in 2022, new HVAC in 2023, new water heater in 2022, and the barn was finished in 2022. This one has everything you need!! More pics coming soon!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Lower Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Basement,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0510000046.00

Features

  • Levels: Two
  • Horses can be raised: Yes

Lot

  • Lot size: 2.22 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Basement,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$299$3,588
Property Taxes $87$1,044
Electricity $154$1,850
Total$2,107$25,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,240/yr
40% on housing$63,210/yr
45% on housing$56,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 42602$304
Clinton County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 42602
Clinton County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$299,000
2026-07-23Price change$309,900
2026-07-08Price change$340,000
2026-05-23Listed for sale$350,000

For Sale by Agent

AgentKaren Scalf
BrokerageWeichert Realtors Ford Brothers, Inc.

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