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104 Crouch Ln, Irvine, KY, 40336

3beds
1baths
1,624sqft
$175,000
$108price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

Welcome home! This one level, all brick home is awaiting its new owners - let it be you. This beautiful home has recently updated, a few of which include: a brand new HVAC, new water heater, newly renovated bathroom, fresh paint throughout most of the home, new carpet, and new ceiling fans. The home offers a spacious living room as well as a bonus room with a bricked fireplace that could either be an extra living space, 4th bedroom option, playroom, or formal dining room. The large eat-in kitchen is very generous in size and has an abundance of quality wood cabinets, countertops, and pantry. The home also has a laundry room, updated bathroom with modern fixtures, 3 spacious bedrooms, and a paved patio area outside that is the perfect spot for entertaining. Located close to downtown Irvine, you'll be a few minutes from schools, stores, the hospital, and restaurants. Don't miss out on this adorable home!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
3/10
Estill County High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,624

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,624
  • Total interior livable area: 1,624 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0701000004.00

Features

  • Levels: One

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$162$1,944
Property Taxes $10$120
Electricity $154$1,850
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 40336$170
Estill County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 40336$105
Estill County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$170,000
2026-07-07Listed for sale$175,000
2001-12-01Sold$39,500

For Sale by Agent

AgentJon Arnold
BrokerageKY Real Estate Professionals, LLC

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