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3162 Ewing Rd, Ewing, KY, 41039

4beds
3baths
2,651sqft
$419,999
$158price/sqft
$2,888/moest. monthly cost
$115,520/yrincome needed

About This Home

MOTIVATED SELLER!! Check out this beautiful 4 bedroom, 3 bath home on 1.79 acres offering the perfect blend of comfort and functionality! The spacious living room with vaulted ceiling sets the tone for the open feel of the home, while large bedrooms and walk-in closets add plenty of space and comfort for everyday living. The kitchen is a highlight with granite countertops, center island, and a large walk-in pantry. A 22'x12' sunroom with skylight provides a bright and relaxing space to enjoy year-round. The full walkout basement with poured concrete walls offers endless possibilities for additional living space, recreation, or storage. The property features a 22'x24' attached 2-car garage along with a 30'x40' detached garage/workshop complete with 15'x40' upstairs room, concrete floor/insulated, 10'x8' and 12'x14' garage doors, and a 50-amp camper plug. Plenty of room in the 30'x40' building to store your camper/RV inside! Multiple circle driveways, fruit trees, large garden space, 16'x12' concrete covered pavilion, perfect for backyard entertaining, picnics, or to enjoy the wonderful backyard scenery. 16'x14' metal storage building with loft. You have to see everything this property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Ewing Elementary SchoolGrades PK-63.0 mi
5/10
Simons Middle SchoolGrades 7-88.3 mi
7/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Partially Finished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Central Vacuum,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 961
  • Finished area above ground: 1,690

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,651
  • Total interior livable area: 2,651 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 011600002700

Features

  • Levels: One
  • Fencing: Partial
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 1.79 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$308$3,696
Property Taxes $248$2,976
Electricity $209$2,512
Total$2,888$34,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,017/yr
40% on housing$86,640/yr
45% on housing$77,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 41039$142
Fleming County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 41039
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$439,999
2025-08-20Listed for sale$455,000
2025-08-09Listing removed$455,000
2025-06-06Price change$455,000
2024-11-11Listed for sale$470,000
2012-02-17Sold$6,500

For Sale by Agent

AgentMeredith Story
BrokerageStory Realty

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