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69 Pecks Ridge Tilton Rd, Flemingsburg, KY, 41041

1beds
1baths
1,248sqft
$148,000
$119price/sqft
$1,005/moest. monthly cost
$40,200/yrincome needed

About This Home

Welcome to this cute little home that is approx. 1248 sf. and sits on .8 acre. Has 1 bedroom & 1 bath. This property is located in the community of Tilton. Includes 2 Amish buildings & a gazebo & has area for garden. Has a covered front porch and a covered patio for your outdoor entertaining!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Ewing Elementary SchoolGrades PK-66.3 mi
5/10
Simons Middle SchoolGrades 7-85.6 mi
7/10

Construction

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: Main

Features

  • Ceiling Fan(s),None
  • Window features: Replacement Windows/Tilt In
  • Flooring: Carpet,Wood,Linoleum
  • Fireplace features: None
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Natural Gas,Stove
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 033900002800
  • Attached to another structure: Yes

Features

  • Levels: One
  • Patio & porch: Patio
  • Waterfront features: Stream
  • Residential vegetation: Trees

Lot

  • Lot size: 0.81 Acres
  • Features: Paved,Less than 1 acre

Parking

  • Parking features: No Garage,No Carport,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $748$8,976
Home Insurance *$103$1,236
Property Taxes $0$0
Electricity $154$1,850
Total$1,005$12,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,457/yr
40% on housing$30,150/yr
45% on housing$26,800/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 41041$142
Fleming County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 41041
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-31Price change$148,000
2025-07-24Listed for sale$149,500

For Sale by Agent

AgentRobyn Ramey
Brokerage606 Real Estate & Auctions

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