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357 High Ridge Dr, Flemingsburg, KY, 41041

3beds
1baths
988sqft
$179,000
$181price/sqft
$1,241/moest. monthly cost
$49,640/yrincome needed

About This Home

Charming 3-Bedroom Home on a Quiet Cul-de-Sac Welcome home to this charming 3-bedroom, 1-bath residence located on the peaceful cul-de-sac of High Ridge Drive. This well-maintained home offers a comfortable layout, making it perfect for first-time homebuyers, families, or anyone looking to downsize. Contact Mark at 606-748-0228, Rhonda at 606-748-1084 or Shannon at 606-748-9346. Enjoy the convenience of a covered carport, a spacious backyard that’s ideal for relaxing or entertaining, and a storage building that provides plenty of room for tools, lawn equipment, or extra belongings. Situated in a quiet neighborhood, this home offers the perfect combination of privacy and convenience. Don’t miss this opportunity to own a great home in a desirable location.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
5/10
Simons Middle SchoolGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 038600700400

Features

  • Exterior features: Brick

Lot

  • Lot size: 9,583 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$124$1,488
Property Taxes $58$696
Electricity $154$1,850
Total$1,241$14,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,548/yr
40% on housing$37,230/yr
45% on housing$33,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 41041$141
Fleming County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 41041
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$179,000
2018-04-16Sold$75,000

For Sale by Owner

AgentProperty Owner

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