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425 Elizaville Ave, Flemingsburg, KY, 41041

4beds
3baths
2,844sqft
$274,500
$97price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

This beautifully remodeled four-bedroom, three-bath, two-story home masterfully blends modern updates with loads of timeless character. From the moment you step inside, the attention to detail is undeniable, showcasing tall ceilings accented by elegant crown molding in every single room and brand-new luxury vinyl flooring stretching across the main level. The heart of the home is a stunning kitchen equipped with to-the-ceiling cabinetry, premium granite countertops, a functional kitchen island, and a seamless flow into a large, open dining area perfect for gatherings. Thoughtfully updated for accessibility, the property features a chair lift from the main level to the basement, newer blinds throughout, and two full bathrooms equipped with walk-in showers and assistance bars for added stability. Storage is remarkably abundant, thanks to deep, oversized closets and a partially finished basement complete with built-in shelving. This lower level also functions beautifully as a private retreat, offering a separate bedroom and an attached bath with a tiled shower, accessible via its own dedicated entrance. Situated on just over a half-acre lot with an included 10x16 storage shed on concrete pad, the outdoor space provides plenty of room for a lush garden or a future garage, all while backing up to the new elementary school currently under construction. Enjoy peaceful, spacious living with excellent connectivity, located just 25 minutes from Maysville and an easy hour-and-fifteen-minute drive to Lexington. Handicapped aluminum ramp does not convey with property.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
Simons Middle SchoolGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Blinds,Screens
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 540
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,844
  • Total interior livable area: 2,844 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Stairway,Grip-Accessible Features,Stair Lift

Details

  • Parcel number: 0394004008.00

Features

  • Levels: Two
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Neighborhood,Farm

Lot

  • Lot size: 0.60 Acres
  • Features: Landscaped,Few Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$191$2,292
Property Taxes $202$2,424
Electricity $224$2,695
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 41041$140
Fleming County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 41041
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$270,000
2026-07-16Price change$274,500
2026-06-15Price change$275,000
2026-06-05Listed for sale$280,000
2022-05-26Sold$200,000
2022-04-21Listed for sale$199,000
2016-04-04Sold$101,000

For Sale by Agent

AgentKrista C Kates
BrokerageThwaites Realtors LLC

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