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1054 Devane Ln, Frankfort, KY, 40601

4beds
2baths
3,612sqft
$410,000
$114price/sqft
$2,900/moest. monthly cost
$116,000/yrincome needed

About This Home

Welcome Home to Bentwoods Subdivision! Nestled on a desirable corner lot in Bentwoods Subdivision, this well-maintained home offers the perfect blend of comfort, functionality, and versatile living space. Step inside to a spacious foyer that welcomes you into a cozy living room featuring a gas fireplace and a formal dining room ideal for gatherings and entertaining. The eat-in kitchen provides convenient access to a covered Trex deck with elegant wrought-iron accents, creating the perfect spot to relax while overlooking the beautifully landscaped backyard. The main level features a spacious primary suite complete with a walk-in closet and private ensuite bath, along with two additional bedrooms and a full bath. You'll also appreciate the pantry, dedicated laundry area, and oversized two-car garage for added convenience. The full walk-out basement expands the home's living possibilities with a bar area, workspace, potential fourth bedroom or home office, and a comfortable TV/sitting area that opens directly to the backyard. Outdoor amenities include mature landscaping, a charming goldfish pond, and a storage shed, offering both beauty and practicality. With abundant living space, ample storage, and endless flexibility to fit your lifestyle, this Bentwoods gem is ready for its next owner. Home is being sold as-is. Don't miss this opportunity to make it yours!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
4/10
Bondurant Middle SchoolGrades 6-81.2 mi
8/10
Western Hills High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Range,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access

Bathroom2

  • Level: First

Bathroom4

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Lower

Dining Room

  • Level: First

Features

  • Central Vacuum,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Window Treatments,Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,796
  • Finished area above ground: 1,816

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,612
  • Total interior livable area: 3,612 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0513004019.00

Features

  • Levels: Two
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.35 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$228$2,736
Property Taxes $314$3,768
Electricity $285$3,422
Total$2,900$34,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,428/yr
40% on housing$87,000/yr
45% on housing$77,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$385,000
2026-04-28Price change$410,000
2026-04-13Price change$430,000
2026-01-19Price change$440,000
2025-12-05Listed for sale$450,000
2000-12-15Sold$174,000

For Sale by Agent

AgentCatherine F Thomas
BrokerageEXIT Realty Crutcher Frankfort

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